Denver City property record for 962 Spruce St, Denver, CO 80230
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,453 sqft · built 2004 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Mar 2023) |
| Tax Bill | $6,629 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2020 Mortgage |
| APN | 06043-25-008-000 |
| Primary APN | 06043-25-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,453 sqft Living Area |
| Gross Area | 2,269 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 1,184 sqft |
| Unfinished Basement | 132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Porch | Open Frame Porch |
| Porch Area | 115 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 962 SPRUCE ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80230-7060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2-A |
| Legal Description | LOWRY FILING NO 11 B13 L8 |
| Legal Subdivision | LOWRY FILING NO 11 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4406 |
962 Spruce St is owned and occupied by two individuals who acquired it in July 2023.
Source: Denver City records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 962 SPRUCE ST, DENVER, CO 80230-7060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | Oct 27, 2010 · Amount on File |
| Deed Document Number | 202320324 |
| Last Transfer Date | Jul 11, 2023 |
| Transfer Doc | 0000082434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DENVER CO |
| Recording Date | Mar 10, 2023 |
| Property Address | 962 SPRUCE ST, DENVER, CO 80230-7060 |
| Document Number | 0000020324 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 2023020324 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 962 SPRUCE ST, DENVER, CO 80230-7060 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 962 SPRUCE ST, DENVER, CO 80230-7060 |
| Document Number | 0000020325 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2023020325 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 962 SPRUCE ST, DENVER, CO 80230-7060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | CANYON TITLE |
| Name | Verified Name |
|---|---|
| Address | 962 SPRUCE ST, DENVER, CO 80230-7060 |
| Document Number | 0000215274 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020215274 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 962 Spruce St was $6,629.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,629.00 | $86,660 Land $17,130 Building $17,130 | $1,229,200 Land $243,000 Building $986,200 |
| 2023 | $4,894.00 | $63,160 (+17.66%) Land $12,600 Building $50,560 | $997,700 (+29.19%) Land $243,000 Building $754,700 |
| 2022 | $53,680 Land $13,140 Building $40,540 | $772,300 Land $189,000 Building $583,300 | |
| 2021 | $4,120.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 962 Spruce St; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 962 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, LiveWireNet, Starry, WiFiHood.
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