Denver City property record for 982 Spruce St, Denver, CO 80230
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,758 sqft · built 2004 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $501,000 (Jul 2013) |
| Tax Bill | $5,339 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| APN | 06043-25-007-000 |
| Primary APN | 06043-25-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,758 sqft Living Area |
| Gross Area | 2,278 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,558 sqft |
| Finished Basement | 1,480 sqft |
| Unfinished Basement | 78 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Porch | Open Frame Porch |
| Porch Area | 109 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 982 SPRUCE ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80230-7060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2-A |
| Legal Description | LOWRY FILING NO 11 B13 L7 |
| Legal Subdivision | LOWRY FILING NO 11 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4406 |
982 Spruce St is owned and occupied by two individuals who bought it in July 2013.
Source: Denver City records, as of May 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 SPRUCE ST, DENVER, CO 80230-7060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2013 · Amount on File |
| Deed Sale | Jul 3, 2013 · Amount on File |
| Prior Sale | Apr 4, 2005 · Amount on File |
| Deed Document Number | 201397143 |
| Prior Transfer Date | Jan 26, 2009 |
| Prior Transfer Doc | 0000020787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 982 SPRUCE ST, DENVER, CO 80230-7060 |
| Document Number | 0000000040 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 982 SPRUCE ST DENVER CO 802307060, DENVER, CO 80230-7060 |
| Document Number | 0000000040 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 40 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Address | BOULDER, CO 80303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 982 Spruce St was $5,339.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,339.00 | $69,790 Land $14,910 Building $14,910 | $990,000 Land $211,500 Building $778,500 |
| 2023 | $4,988.00 | $64,380 (+18.54%) Land $10,490 Building $53,890 | $1,015,900 (+29.99%) Land $211,500 Building $804,400 |
| 2022 | $54,310 Land $11,430 Building $42,880 | $781,500 Land $164,500 Building $617,000 | |
| 2021 | $4,169.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 982 Spruce St; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 982 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, LiveWireNet, Starry, WiFiHood.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures