901 Spruce St, Denver, CO 80230 Property Records

Denver City property record for 901 Spruce St, Denver, CO 80230

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,587 sqft · built 2004
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on File
Last Sale	$457,678 (Jun 2004)
Tax Bill	$5,394 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Mortgage + 3 more
APN	`06043-24-011-000`

Property Details

APN / Parcel Number

Primary APN	`06043-24-011-000`
Alternative APN	`162966475`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,587 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	5,881 sqft (0.135 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Frame Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	901 SPRUCE ST
City	DENVER
State	CO
Zip	80230-7061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-A
Legal Description	LOWRY FILING NO 11 B12 L11
Legal Subdivision	LOWRY FILING NO 11
Legal Block	1
Legal Lot Number	11
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1005
Census Tract	4406

Owner

901 Spruce St is owned and occupied by two individuals who acquired it in February 2005.

Source: Denver City records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	901 SPRUCE ST, DENVER, CO 80230-7061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Dec 30, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2004 · Amount on File
Deed Sale	Jun 24, 2004 · Amount on File
Prior Sale	Jan 6, 2003 · Amount on File
Deed Document Number	2004133742
Last Transfer Date	Feb 25, 2005
Transfer Doc	0000040614
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Recording Date	Jul 8, 2026
Property Address	901 SPRUCE ST, DENVER, CO 80230-7061
Document Number	0000084191
Instrument Date	Jul 1, 2026
Instrument	202684191
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPRUCE ST, DENVER, CO 80230-7061

Mortgage

Document Number	0000084191,
Date	Jul 8, 2026
Instrument	202684191

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 28, 2046

Interest

Rate	6.48%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	901 SPRUCE ST, DENVER, CO 80230-7061
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034013
Date	Feb 24, 2021
Instrument	2021034013

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	901 SPRUCE ST, DENVER, CO 80230-7061
Document Number	0000003076
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPRUCE ST DENVER CO 802307061, DENVER, CO 80230-7061

Mortgage

Document Number	0000003076
Date	Jan 8, 2018
Instrument	3076

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 7, 2038

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	901 SPRUCE ST, DENVER, CO 80230-7061
Document Number	0000155861
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPRUCE ST DENVER CO 802307061, DENVER, CO 80230-7061

Mortgage

Document Number	0000155861
Date	Nov 29, 2017
Instrument	155861

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2037

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	901 SPRUCE ST, DENVER, CO 80230-7061
Document Number	0000005799
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 SPRUCE ST DENVER CO 802307061, DENVER, CO 80230-7061

Mortgage

Document Number	0000005799
Date	Jan 17, 2018
Instrument	5799

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 901 Spruce St was $5,394.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,394.00	$70,520 Land $16,870 Building $16,870	$1,000,300 Land $239,300 Building $761,000
2023	$4,839.00	$62,450 (+19%) Land $12,350 Building $50,100	$987,000 (+30.69%) Land $239,300 Building $747,700
2022		$52,480 Land $12,930 Building $39,550	$755,200 Land $186,100 Building $569,100
2021	$4,029.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 901 Spruce St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 901 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiveWireNet, Starry, WiFiHood.

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