946 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 946 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,836 sqft · built 1962
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2026)
Tax Bill	$5,436 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`590-0241-0147-00`

Property Details

APN / Parcel Number

Primary APN	`590-0241-0147-00`
Alternative APN	`121994805`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	900 sqft
2nd Floor Area	936 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	946 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MC KELVEY RD 60 X 200 LOT 14 O HARA SUB BLK C
Legal Subdivision	HARA SUB
Legal Block	C
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	22101

Owner

Source: Hamilton County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	946 MCKELVEY RD, CINCINNATI, OH 45231-2517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Aug 6, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Aug 13, 2003 · Amount on Record
Deed Document Number	202633465
Deed Book / Page	15657 / 1227
Prior Transfer Date	Aug 5, 2021
Prior Transfer Doc	0000095504
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 1, 2026
Property Address	946 MCKELVEY RD, CINCINNATI, OH 45231-2517
Document Number	0000033465
Book / Page	15657 / 1227
Instrument Date	Apr 29, 2026
Instrument	202633465
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	946 MCKELVEY RD, CINCINNATI, OH 45231-2517

Mortgage

Document Number	0000033466,
Date	May 1, 2026
Instrument	202633466

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2021
Property Address	946 MCKELVEY RD, CINCINNATI, OH 45231-2517
Document Number	0000095504
Book / Page	14475 / 466
Map Reference	MB 97 PG 44
Instrument Date	Aug 5, 2021
Instrument	2021-0095504
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	946 MCKELVEY RD, CINCINNATI, OH 45231-2517

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,436.00 (+3.66%)	$79,807 (-) Land $10,290 Building $69,517	$228,020 (-) Land $29,400 Building $198,620
2024	$5,244.00 (+4.21%)	$79,807 (-) Land $10,290 Building $69,517
2023	$5,032.00 (+6.14%)	$79,807 (+48.76%) Land $10,290 Building $69,517	$228,020 (+48.76%) Land $29,400 Building $198,620
2022	$4,741.00 Homeowner's exemption	$53,648 Land $8,176 Building $45,472
2020			$153,280 Land $23,360 Building $129,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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