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9600 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9600 Bone Bluff Dr, Navarre, FL 32566 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,670 sqft Living Area
Lot Size79,279 sqft (1.82 acres)
OccupancyOwner Occupied
Last Sale$730,000 (2026)
Tax Bill$3,423.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-2S-26-5689-00700-0120
Alternative APN
  • S262115689007000120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,670 sqft Living Area
Gross Area4,199 sqft Gross Area
1st Floor2,670 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area79,279 sqft (1.82 acres)
Depth X Width770 ft x 103 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area1,329 sqft Garage
Shed1 Shed
Shed Area1 sqft Shed
Porch Area200 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9600 BONE BLUFF DR
CityNAVARRE
StateFL
Zip32566-2550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPERING PINES ESTATES LOT 12 BLK 7 AS DES IN OR 3140 PG 1028
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES/REV
Legal Block7
Legal Lot Number12
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2001
Census Tract10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0120

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9600 BONE BLUFF DR, NAVARRE, FL 32566-2550
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2026 · Amount on Record
Deed SaleMay 01, 2026 · Amount on Record
Prior SaleMay 29, 2012 · Amount on Record
Deed Doc Number202622150
Deed Book / Page4739 / 1308
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 01, 2026
Property Address9600 BONE BLUFF DR, NAVARRE, FL 32566-2550
Document Number0000022150
Book / Page4739 / 1308
Instrument DateApr 27, 2026
Instrument2026.22150
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyBEACH LAND AND TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$516,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9600 BONE BLUFF DR, NAVARRE, FL 32566-2550

Mortgage

Document Number0000022151,
DateMay 01, 2026
Instrument2026..22151
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate4%
Max Rate-1%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$323,988 (+2.9%)$510,406 (+9.47%) Land $115,000 Building $395,406
2024$3,423.00 (+2.21%) Homeowner's exemption$314,857 (+3%)$466,236 (+0.63%) Land $90,000 Building $376,236
2023$3,349.00 (+2.67%) Homeowner's exemption$305,686 (+3%)$463,308 (+3.11%) Land $90,000 Building $373,308
2022$3,262.00 Homeowner's exemption$296,783$449,353 Land $90,000 Building $359,353

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 279 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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