9607 Cortland Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 9607 Cortland Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,508 sqft · built 1985
Lot Size	0.634 acres (27,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2026)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-097447`

Property Details

APN / Parcel Number

Primary APN	`03-097447`
Alternative APNs	`3097447` `097447`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,508 sqft Total Area
Basement Area	416 sqft
Finished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,617 sqft (0.634 acres)
Porch	Slab
Porch Area	306 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	097447
Street Address	9607 CORTLAND LN
City	DUNKIRK
State	MD
Zip	20754-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 135 SEC 4 APPLE GREENE
Legal Subdivision	APPLE GREENE
Legal Lot Number	135
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1012
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9607 CORTLAND LN, DUNKIRK, MD 20754-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 6, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Oct 22, 2019	Quit Claim Deed, Foreclosure PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC
Dec 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	May 6, 2020 · Amount on Record
Deed Book / Page	6902 / 1
Prior Transfer Date	May 15, 2019
Prior Transfer Doc	0054580010
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 14, 2026
Property Address	9607 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	6902000001
Book / Page	6902 / 1
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9607 CORTLAND LN, DUNKIRK, MD 20754-9702

Mortgage

Document Number	6902000015,
Date	May 14, 2026
Book Page	6902/15

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 6, 2020
Property Address	9607 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	0055840482
Book / Page	005584 / 000482
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9607 CORTLAND LN DUNKIRK MD 207549702, DUNKIRK, MD 20754-9702

Mortgage

Document Number	55840490
Date	May 6, 2020
Book Page	005584/000490

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

October 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 22, 2019
Property Address	9607 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	0054580010
Book / Page	005458 / 000010
Instrument Date	May 15, 2019
Transaction Type	Foreclosure
Record Updated	Nov 5, 2019
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BOULEVARD MS5-25 CORAL GABLES FL 33146, CORAL GABLES, FL 33146
Investor	Possibly a Property Investor

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 6, 2018
Property Address	9607 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	0052890459
Book / Page	005289 / 000459
Instrument Date	Aug 2, 2018
Transaction Type	Foreclosure
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$294.18
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,200 (-1.09%) Land $168,900 Building $211,300	$380,200 (-1.09%) Land $168,900 Building $211,300
2025	$4,370.00 (+21.05%) Homeowner's exemption	$384,400 (+10.63%) Land $168,900 Building $215,500	$384,400 (-) Land $168,900 Building $215,500
2023	$3,610.00 Homeowner's exemption	$347,467	$384,400 Land $168,900 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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