9605 Cortland Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 9605 Cortland Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,642 sqft · built 2004
Lot Size	0.733 acres (31,929 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2021)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-097455`

Property Details

APN / Parcel Number

Primary APN	`03-097455`
Alternative APNs	`3097455` `097455`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,642 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,929 sqft (0.733 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	097455
Street Address	9605 CORTLAND LN
City	DUNKIRK
State	MD
Zip	20754-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 136R SEC 4 APPLE GREENE
Legal Subdivision	APPLE GREENE
Legal Lot Number	136R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1012
Census Tract	860103

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9605 CORTLAND LN, DUNKIRK, MD 20754-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Dec 21, 2000
Deed Book / Page	5960 / 587
Transfer Doc	0013290560
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	May 14, 2021
Property Address	9605 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	0059600587
Book / Page	5960 / 587
Map Reference	MB ABE 328 PL 713
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9605 CORTLAND LN, DUNKIRK, MD 20754-9702

Mortgage

Document Number	5960593
Date	May 14, 2021
Instrument	5960/593

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00 (+21.04%) Homeowner's exemption	$412,400 (+11%) Land $171,100 Building $241,300	$412,400 (-) Land $171,100 Building $241,300
2023	$3,860.00 Homeowner's exemption	$371,533	$412,400 Land $171,100 Building $241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cortland Ln

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