9601 Cortland Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 9601 Cortland Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,488 sqft · built 1993
Lot Size	0.885 acres (38,550 sqft)
Owner	2 Individual Names on File
Last Sale	$317,500 (Apr 2017)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-097587`

Property Details

APN / Parcel Number

Primary APN	`03-097587`
Alternative APNs	`3097587` `097587`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	38,550 sqft (0.885 acres)
Porch	Slab
Porch Area	252 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	097587
Street Address	9601 CORTLAND LN
City	DUNKIRK
State	MD
Zip	20754-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 146 SEC 4 APPLE GREENE
Legal Subdivision	APPLE GREEN
Legal Lot Number	146
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1012
Census Tract	860103

Owner

Source: Calvert County records · APN 03-097587

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9601 CORTLAND LN, DUNKIRK, MD 20754-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Quit Claim Deed, Transfer BETTER MTG CORP ISAOA
Apr 10, 2017	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Oct 08, 2003 · Amount on Record
Deed Book / Page	4972 / 321
Last Transfer Date	Dec 05, 2020
Transfer Doc	0058010356
Record Updated	Jun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 22, 2020
Property Address	9601 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	0058010356
Book / Page	005801 / 000356
Instrument Date	Dec 05, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9601 CORTLAND LN DUNKIRK MD 207549702, DUNKIRK, MD 20754-9702

Mortgage

Document Number	58010360
Date	Dec 22, 2020
Book Page	005801/000360

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, 10271

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2040

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 10, 2017
Property Address	9601 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number	0049720321
Book / Page	4972 / 321
Map Reference	MB3 PG151
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9601 CORTLAND LN, DUNKIRK, MD 20754-9702
Investor	Possibly a Property Investor

Mortgage

Document Number	0004972327
Date	Apr 10, 2017
Instrument	4972/327

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00 (+20.89%)	$400,400 (+10.73%) Land $174,400 Building $226,000	$400,400 (-) Land $174,400 Building $226,000
2023	$3,757.00	$361,600	$400,400 Land $174,400 Building $226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 80 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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