Santa Rosa County property record for 9569 Bone Bluff Dr, Navarre, FL 32566 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,088 sqft · built 1997 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $552,000 (Jul 2025) |
| Tax Bill | $165 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-2S-26-5689-00500-0130 |
| Primary APN | 11-2S-26-5689-00500-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 3,102 sqft |
| 1st Floor Area | 1,416 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 21 sqft |
| Deck Area | 755 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9569 BONE BLUFF DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 5 WHISPERING PINES ESTATES AS DES IN OR 4637 PG 1745 & AS DES IN OR 4640 PG 701 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 11 |
| Legal Subdivision | WHISPERING PINES/REV |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 11-2S-26-5689-00500-0130
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6440 OSBORNE TPKE, RICHMOND, VA 23231-5755 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS |
| Dec 23, 2019 | Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2025 · Amount on Record |
| Deed Sale | Jul 15, 2025 · Amount on Record |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 202532454 |
| Deed Book / Page | 4637 / 1745 |
| Prior Transfer Date | Jul 11, 2025 |
| Prior Transfer Doc | 0046400701 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9569 BONE BLUFF DR, NAVARRE, FL 32566-2545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9569 BONE BLUFF DR, NAVARRE, FL 32566-2545 |
| Document Number | 0040580637 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 4058/637 |
| Instrument | 202103430 |
| Name | TRIDENT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 9569 BONE BLUFF DR, NAVARRE, FL 32566-2545 |
| Document Number | 0039021450 |
| Book / Page | 003902 / 001450 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 57772 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9569 BONE BLUFF DR NAVARRE FL 325662545, NAVARRE, FL 32566-2545 |
| Document Number | 39021455 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 003902/001455 |
| Instrument | 57775 |
| Name | TRIDENT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PENSACOLA, FL 32501-3903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165.00 (+7.84%) | $271,936 (+3.08%) | $381,918 (+10.26%) Land $100,000 Building $281,918 |
| 2024 | $153.00 (+6.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,806 (+3%) | $346,395 (+8.36%) Land $100,000 Building $246,395 |
| 2023 | $143.00 (-94.49%) Homeowner's exemption | $256,122 (+3%) | $319,680 (+12.91%) Land $80,000 Building $239,680 |
| 2022 | $2,594.00 Homeowner's exemption | $248,662 | $283,123 Land $50,000 Building $233,123 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108282, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 114 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 483 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures