Santa Rosa County property record for 9574 Bone Bluff Dr, Navarre, FL 32566 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,695 sqft Living Area |
| Lot Size | 91,476 sqft (2.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2015) |
| Tax Bill | $3,032.00 (2024) |
| Primary APN | 11-2S-26-5689-00700-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,695 sqft Living Area |
| Gross Area | 3,757 sqft Gross Area |
| 1st Floor | 2,377 sqft 1st Floor |
| Upper Floors | 318 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 91,476 sqft (2.1 acres) |
| Depth X Width | 610 ft x 150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 544 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 1 sqft Shed |
| Porch Area | 518 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 9574 BONE BLUFF DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2544 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPERING PINES ESTATES LOT 13 BLK 7 AS DES IN OR 3458 PG 207 & IN OR 3571 PG 1989 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 11 |
| Legal Subdivision | WHISPERING PINES/REV |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | HOLLEY-NAVARRE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 10828 |
Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0130
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9574 BONE BLUFF DR, NAVARRE, FL 32566-2544 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit PEN AIR FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SOUTHEAST MTG/GA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2015 · Amount on Record |
| Deed Sale | Sep 02, 2015 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Doc Number | 201532833 |
| Deed Book / Page | 3458 / 207 |
| Last Transfer Date | Nov 02, 2016 |
| Transfer Doc | 0035711989 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9574 BONE BLUFF DR, NAVARRE, FL 32566-2544 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9574 BONE BLUFF DR, NAVARRE, FL 32566-2544 |
| Document Number | 0044240726 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 4424/726 |
| Instrument | 202336680 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9574 BONE BLUFF DR, NAVARRE, FL 32566-2544 |
| Document Number | 0040370100 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9574 BONE BLUFF DR NAVARRE FL 325662544, NAVARRE, FL 32566-2544 |
| Document Number | 0040370100 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 004037/000100 |
| Instrument | 64653 |
| Name | SOUTHEAST MTG/GA |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $291,291 (+2.9%) | $430,544 (+11.76%) Land $115,000 Building $315,544 | |
| 2024 | $3,032.00 (+2.26%) Homeowner's exemption | $283,082 (+3%) | $385,257 (+2.45%) Land $90,000 Building $295,257 |
| 2023 | $2,965.00 (+2.7%) Homeowner's exemption | $274,837 (+3%) | $376,030 (+2.3%) Land $90,000 Building $286,030 |
| 2022 | $2,887.00 Homeowner's exemption | $266,832 | $367,561 Land $90,000 Building $277,561 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 279 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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