Madison County property record for 960 Villa Dr, Richmond, KY 40475
| Property Type | Other Improved |
|---|---|
| Details | 4,560 sqft |
| Owner | Company Name on File |
| Last Sale | $665,000 (Aug 2022) |
| Tax Bill | $3,135 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R012-0005-0006 |
| Primary APN | R012-0005-0006 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,560 sqft Total Area |
| Exterior Material | Brick Veneer |
|---|
| Account Number | 41898 |
|---|---|
| Street Address | 960 VILLA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3494 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SOUTHERN HILLS LOT 6 |
| Legal Subdivision | SOUTHERN HI |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10902 |
960 Villa Dr is owned by a company that acquired it in March 2023 and is owner-occupied.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 750 PREACHERSVILLE RD, STANFORD, KY 40484-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2017 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK |
| Mar 3, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 5, 2022 | Deed, Transfer · Commercial Mortgage PEOPLES EXCHANGE BANK (STANTON KY |
| Jan 27, 2021 | Deed, Transfer · Stand-Alone First Mortgage BP FUNDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Prior Sale | Aug 5, 2022 · Amount on File |
| Deed Document Number | 00D827/478 |
| Deed Book / Page | D827 / 478 |
| Last Transfer Date | Mar 3, 2023 |
| Transfer Doc | 00D835/326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 960 VILLA DR, RICHMOND, KY 40475-3494 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01768/184 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | M01768/184 |
| Instrument | 2013965827 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 13, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 3, 2023 |
| Property Address | 960 VILLA DR, RICHMOND, KY 40475-3494 |
| Document Number | 00D835/326 |
| Book / Page | D835 / 326 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2014134362 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 803 MUIRFIELD TRL, RICHMOND, KY 40475-8981 |
| Name | Verified Name |
|---|---|
| Address | 268 MARENGO DR, RICHMOND, KY 40475-8948 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 5, 2022 |
| Property Address | 960 VILLA DR, RICHMOND, KY 40475-3494 |
| Document Number | 00D827/478 |
| Book / Page | D827 / 478 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2014105395 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 WOODLARK RD, VERSAILLES, KY 40383-9174 |
| Name | Verified Name |
|---|---|
| Address | 268 MARENGO DR, RICHMOND, KY 40475-8948 |
| Document Number | 2014105396 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2014105396 |
| Name | PEOPLES EXCHANGE BANK (STANTON KY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 5, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 27, 2021 |
| Property Address | 960 VILLA DR, RICHMOND, KY 40475-3494 |
| Document Number | 00D800/285 |
| Book / Page | D800 / 285 |
| Map Reference | MB 4 PG 84 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2014028212 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1601 CASTLEWOOD DR, LONDON, KY 40741-4038 |
| Name | Verified Name |
|---|---|
| Address | 172 WOODLARK RD, VERSAILLES, KY 40383-9174 |
| Investor | Possibly a Property Investor |
| Document Number | 2014028213 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2014028213 |
| Name | BP FUNDING GROUP LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 22, 2022 |
The 2025 property tax bill for 960 Villa Dr was $3,135 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,135.00 Additional exemption filed | $332,500 | $332,500 |
| 2023 | $3,225.00 (+41.08%) | $332,500 (+41.49%) | $332,500 (+41.49%) |
| 2022 | $2,286.00 | $235,000 | $235,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 960 Villa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 Villa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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