Madison County property record for 947 Villa Dr, Richmond, KY 40475
| Property Type | Other Improved |
|---|---|
| Details | 4,160 sqft |
| Owner | Company Name on File |
| Last Sale | $1,404,667 (Nov 2012) |
| Tax Bill | $2,121 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R012-0005-0010 |
| Primary APN | R012-0005-0010 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,160 sqft Total Area |
| Exterior Material | Brick |
|---|
| Account Number | 40569 |
|---|---|
| Street Address | 947 VILLA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3805 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SOUTHERN HILLS LOT 10 |
| Legal Subdivision | SOUTHERN HI |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10902 |
947 Villa Dr is owned by a company that bought it in November 2012 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 510 THREE FORKS RD, RICHMOND, KY 40475-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Dec 11, 2018 | Deed of Trust, Mortgage A D GRANT SR ETAL |
| Apr 27, 2020 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2012 · Amount on File |
| Deed Sale | Nov 30, 2012 · Amount on File |
| Deed Document Number | 0000685294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 947 VILLA DR, RICHMOND, KY 40475-3805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2148/537 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | M2148/537 |
| Instrument | 2014085202 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 947 VILLA DR, RICHMOND, KY 40475-3805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01838/403 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | M01838/403 |
| Instrument | 2013985857 |
| Name | A D GRANT SR ETAL |
|---|---|
| Type | Private Party |
| Address | PO BOX 1720, RICHMOND, KY 40476 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Dec 10, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 947 VILLA DR, RICHMOND, KY 40475-3805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01934/559 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | M01934/559 |
| Instrument | 2014010881 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 5, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 947 Villa Dr was $2,121 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,121.00 Additional exemption filed | $225,000 | $225,000 |
| 2023 | $2,020.00 (-0.35%) | $208,335 (-) | $208,335 (-) |
| 2022 | $2,027.00 | $208,335 | $208,335 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 947 Villa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 947 Villa Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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