970 Villa Dr, Richmond, KY 40475 Property Records

Madison County property record for 970 Villa Dr, Richmond, KY 40475

Property Summary

Property TypeOther Improved
Details4,480 sqft
OwnerIndividual Name on File
Last Sale$8,000 (Jan 1974)
Tax Bill$1,687 (2025)
Flood ZoneZone X (minimal risk)
APNR012-0005-0008

Property Details

APN / Parcel Number

Primary APNR012-0005-0008
Alternative APNs
  • 123868
  • 86816
  • 53446

Interior

Units5 Units
Stories2 Stories
Building Area4,480 sqft Total Area

Exterior

Exterior MaterialBrick Veneer

Location & Zoning

Account Number53446
Street Address970 VILLA DR
CityRICHMOND
StateKY
Zip40475-3492
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionSOUTHERN HILLS LOT 8
Legal SubdivisionSOUTHERN HI
Legal Lot Number8
Legal Unit5
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1008
Census Tract10902

Owner

970 Villa Dr is owned and occupied by an individual who bought it in January 1974.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address238 MARYLAND DR APT 1, 1, RICHMOND, KY 40475-2370
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1974 · Amount on File
Deed SaleJan 1, 1974 · Amount on File
Deed Document Number0000027840
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 970 Villa Dr was $1,687 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,687.00 Additional exemption filed$179,000$179,000
2023$1,600.00 (-0.31%)$165,000 (-)$165,000 (-)
2022$1,605.00$165,000$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Villa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Villa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Villa Dr

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