960 Upper River Rd, Gold Hill, OR 97525 Property Records

Jackson County property record for 960 Upper River Rd, Gold Hill, OR 97525

Property Summary

Property Type	Commercial
Details	3 bd · 3 ba · 3,789 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363W150000104`

Property Details

APN / Parcel Number

Primary APN	`363W150000104`
Alternative APNs	`363W15104` `10600059`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,789 sqft Gross Area
1st Floor Area	1,607 sqft
2nd Floor Area	1,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Concrete
Roof Material	Built-Up Asphalt
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Deck Area	415 sqft
Patio Area	415 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	960 UPPER RIVER RD
City	GOLD HILL
State	OR
Zip	97525-9726
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	EFU
Legal Range	03W
Legal Township	36S
Legal Section	15
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2016
Census Tract	1100

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 UPPER RIVER RD, GOLD HILL, OR 97525-9726
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Jun 26, 2026
Property Address	960 UPPER RIVER RD, GOLD HILL, OR 97525-9726
Document Number	0000013786
Instrument Date	Jun 22, 2026
Instrument	202613786
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 UPPER RIVER RD, GOLD HILL, OR 97525-9726

Mortgage

Document Number	0000013786,
Date	Jun 26, 2026
Instrument	202613786

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	960 UPPER RIVER RD, GOLD HILL, OR 97525-9726
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006238
Date	Feb 10, 2021
Instrument	2021-006238

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	960 UPPER RIVER RD, GOLD HILL, OR 97525-9726
Document Number	0000001212
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	960 UPPER RIVER RD GOLD HILL OR 975259726, GOLD HILL, OR 97525-9726

Mortgage

Document Number	0000001212
Date	Jan 14, 2020
Instrument	1212

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,360 (+3%)	$833,830 (+6.65%) Land $365,650 Building $468,180
2025	$5,228.00 (+2.55%)	$419,770 (+3%) Land $109,160 Building $310,610	$781,870 (-6.89%) Land $365,650 Building $416,220
2024	$5,098.00 (+3.39%)	$407,550 (+3%) Land $105,980 Building $301,570	$839,730 (+4.65%) Land $382,790 Building $456,940
2023	$4,931.00 (+2.15%)	$395,680 (+3%) Land $102,890 Building $292,790	$802,440 (-19.82%) Land $408,590 Building $393,850
2022	$4,827.00	$384,160 Land $99,900 Building $284,260	$1,000,850 Land $379,130 Building $621,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 63% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25

May also be available: FireServe.

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