642 Upper River Rd, Gold Hill, OR 97525 Property Records

Jackson County property record for 642 Upper River Rd, Gold Hill, OR 97525

Property Summary

Property TypeCommercial
Details2 bd · 1 ba · 1,386 sqft · built 1949
Lot Size3.13 acres (136,778 sqft)
Owner2 Individual Names on Record
Last Sale$491,000 (May 2025)
Tax Bill$2,223 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Apr 2025 Sale
Flood ZoneZone X (minimal risk)
APN363W15D500

Property Details

APN / Parcel Number

Primary APN363W15D500
Alternative APNs
  • 363W15D000500
  • 10174706

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,386 sqft Gross Area
1st Floor Area1,386 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1998
Roof MaterialOther
Lot Area136,778 sqft
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
Patio Area176 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address642 UPPER RIVER RD
CityGOLD HILL
StateOR
Zip97525-9522
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeEFU
Legal Range03W
Legal Township36S
Legal Section15
Legal Quarter4
Legal Block2
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group2
Census Block2016
Census Tract1100

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25 CINNAMON TEAL, ALISO VIEJO, CA 92656-1801
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 29, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGEONE INC
Apr 15, 2025Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Deed Document Number202511067
Prior Transfer DateJul 21, 2016
Prior Transfer Doc0000025479
Record UpdatedSep 20, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateMay 29, 2025
Property Address642 UPPER RIVER RD, CENTRAL POINT, OR 97502
Document Number0000011067
Instrument DateMay 28, 2025
Instrument2025-011067
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address25 CINNAMON TEAL, ALISO VIEJO, CA 92656-1801

Mortgage

Document Number0000011068
DateMay 29, 2025
Instrument2025-011068
Lender
NameMORTGAGEONE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueJun 1, 2026

April 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionJACKSON OR
Recording DateApr 15, 2025
Property Address642 UPPER RIVER RD, CENTRAL POINT, OR 97502
Document Number0000007548
Instrument DateApr 14, 2025
Instrument2025-007548
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 UPPER RIVER RD, GOLD HILL, OR 97525-9522

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
Unified School DistrictCentral Point School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,140 (+3%)$453,170 (+1.06%) Land $348,080 Building $105,090
2025$2,223.00 (+2.82%)$174,900 (+3%) Land $116,650 Building $58,250$448,420 (-0.21%) Land $348,080 Building $100,340
2024$2,162.00 (+3.35%)$169,810 (+3%) Land $113,260 Building $56,550$449,370 (+0.34%) Land $364,130 Building $85,240
2023$2,092.00 (+5.44%)$164,870 (+3%) Land $109,970 Building $54,900$447,850 (-4.33%) Land $388,290 Building $59,560
2022$1,984.00$160,070 Land $106,770 Building $53,300$468,110 Land $370,610 Building $97,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 59% of Oregon
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25

May also be available: FireServe.

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