960 Panther Top Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 960 Panther Top Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,045 sqft · built 2022
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Mar 2022)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`456100422516000`

Property Details

APN / Parcel Number

Primary APN	`456100422516000`
Alternative APN	`57033`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,045 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	176 ft deep x 186 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	196 sqft
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57033
Street Address	960 PANTHER TOP RD
City	MURPHY
State	NC
Zip	28906-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 WOODCREST SUB PH 1 P/O 1631/380
Legal Subdivision	CREST SUB
Legal Phase	1
Legal Lot Number	32
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930603

Owner

Source: Cherokee County records, as of December 8, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1048, MURPHY, NC 28906-1048
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 16, 2023	Intrafamily Transfer, Transfer
Nov 16, 2023	Intrafamily Transfer, Transfer
May 1, 2023	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Mar 23, 2022	Warranty Deed, Construction Loan · Construction Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Nov 16, 2023
Deed Document Number	001707/423
Deed Book / Page	1707 / 423
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540

Mortgage

Document Number	001746/242
Date	Nov 8, 2023
Book Page	1746/242
Instrument	5787

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2023
Property Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540
Document Number	01746/1006
Book / Page	1746 / 1006
Instrument Date	Nov 15, 2023
Instrument	5944
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1048, MURPHY, NC 28906-1048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1048, MURPHY, NC 28906-1048

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2023
Property Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540
Document Number	01746/1010
Book / Page	1746 / 1010
Instrument Date	Nov 15, 2023
Instrument	5945
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1048, MURPHY, NC 28906-1048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1048, MURPHY, NC 28906-1048

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540

Mortgage

Document Number	0001734/53
Date	May 1, 2023
Book Page	1734/53
Instrument	2053

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 23, 2022
Property Address	960 PANTHER TOP RD, MURPHY, NC 28906-8540
Document Number	001707/423
Book / Page	1707 / 423
Instrument Date	Oct 22, 2021
Instrument	1880
Transaction Type	Construction Loan
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 VETERANS MEMORIAL LN, MURPHY, NC 28906-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BALLENTINE CROSSING LN, IRMO, SC 29063-9068

Mortgage

Document Number	0001707427
Date	Mar 23, 2022
Instrument	1707/427

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 23, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$174,610	$174,610 Land $15,000 Building $159,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Panther Top Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures