760 Panther Top Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 760 Panther Top Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,248 sqft · built 1980
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2022)
Tax Bill	$1,006 (2025)
Deeds & Mortgages	Oct 2022 Sale Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`456100314866000`

Property Details

APN / Parcel Number

Primary APN	`456100314866000`
Alternative APNs	`50933` `58752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,872 sqft
1st Floor Area	1,248 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Lot Width	107 ft Width
Porch	Slab
Porch Area	192 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58752
Street Address	760 PANTHER TOP RD
City	MURPHY
State	NC
Zip	28906-6324
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR CABLE 1629/136
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930603

Owner

Source: Cherokee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	760 PANTHER TOP RD, MURPHY, NC 28906-6324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer
Nov 15, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 19, 2019	Trustee's Deed, Foreclosure
Jun 25, 2019	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	20226789
Deed Book / Page	1723 / 349
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 21, 2022
Property Address	760 PANTHER TOP RD, MURPHY, NC 28906-6324
Document Number	001723/349
Book / Page	1723 / 349
Instrument Date	Oct 5, 2022
Instrument	6789
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 PANTHER TOP RD, 760, MURPHY, NC 28906-6324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 PANTHER TOP RD, MURPHY, NC 28906-6324

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 15, 2019
Property Address	760 PANTHER TOP RD, MURPHY, NC 28906-6324
Document Number	01629/0136
Book / Page	01629 / 0136
Instrument Date	Nov 11, 2019
Instrument	05603
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 W US HIGHWAY 64, MURPHY, NC 28906-3366

Mortgage

Document Number	0016290138
Date	Nov 15, 2019
Instrument	01629/0138

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 19, 2019
Property Address	760 PANTHER TOP RD, MURPHY, NC 28906-6324
Document Number	01616/0223
Book / Page	01616 / 0223
Instrument Date	Jun 19, 2019
Instrument	02711
Transaction Type	Foreclosure
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$244.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 111, 111, FISHERS, IN 46037-9764

June 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 25, 2019
Property Address	760 PANTHER TOP RD, MURPHY, NC 28906-6324
Document Number	01616/0555
Book / Page	01616 / 0555
Instrument Date	Jun 19, 2019
Instrument	02788
Transaction Type	Foreclosure
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10500 KINCAID DR, 10500, FISHERS, IN 46037-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,006.00	$140,280 (-)	$140,280 (-) Land $11,780 Building $128,500
2023		$140,280	$140,280 Land $11,780 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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