947 Panther Top Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 947 Panther Top Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1981
Lot Size	0.852 acres (37,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,000 (Apr 2019)
Tax Bill	$682 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456100421718000`

Property Details

APN / Parcel Number

Primary APN	`456100421718000`
Alternative APN	`49579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Heated Area
Gross Area	2,183 sqft
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Metal
Lot Area	37,153 sqft (0.852 acres)
Lot Dimensions	223 ft deep x 177 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	337 sqft
Deck Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	49579
Street Address	947 PANTHER TOP RD
City	MURPHY
State	NC
Zip	28906-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PANTHER HILLS 1008/681
Legal Subdivision	PANTHER HILLS
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1026
Census Tract	930603

Owner

Source: Cherokee County records, as of October 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	947 PANTHER TOP RD, MURPHY, NC 28906-8540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Nov 1, 2002 · Amount on Record
Deed Document Number	20191492
Deed Book / Page	1610 / 642
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	1441/0115
Record Updated	Jun 8, 2026

April 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 9, 2019
Property Address	947 PANTHER TOP RD, MURPHY, NC 28906-8540
Document Number	01610/0642
Book / Page	01610 / 0642
Instrument Date	Apr 8, 2019
Instrument	01492
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1322 MISSION RD, 1322, MURPHY, NC 28906-3780

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1212, MURPHY, NC 28906-1212
Investor	Possibly a Property Investor

Mortgage

Document Number	01493
Date	Apr 9, 2019
Instrument	01493

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00	$90,870 (-)	$90,870 (-) Land $15,000 Building $75,870
2023		$90,870	$90,870 Land $15,000 Building $75,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Panther Top Rd

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