960 Belk Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 960 Belk Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,445 sqft · built 2020
Lot Size	5.55 acres (241,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Jan 2025)
Tax Bill	$4,503 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`565 040`

Property Details

APN / Parcel Number

Primary APN	`565 040`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,445 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Lot Area	241,758 sqft (5.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	960 BELK RD
City	MOUNT ULLA
State	NC
Zip	28125-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 5.55AC
Legal Subdivision	ANTHONY POTEET
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2050
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 BELK RD, MOUNT ULLA, NC 28125-6718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 28, 2020	Warranty Deed, Construction Loan · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Book / Page	1456 / 113
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 18, 2021
Property Address	960 BELK RD, MOUNT ULLA, NC 28125-6718
Document Number	0013700649
Book / Page	1370 / 649
Map Reference	MB 9995 PG 9131
Instrument Date	Mar 18, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 BLUME RD, 342, MOORESVILLE, NC 28117-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 BELK RD, MOUNT ULLA, NC 28125-6718

Mortgage

Document Number	0001370650
Date	Mar 18, 2021
Instrument	1370/650

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 28, 2020
Property Address	960 BELK RD, MOUNT ULLA, NC 28125-6718
Document Number	0013570536
Book / Page	001357 / 000536
Instrument Date	Sep 15, 2020
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	342 BLUME RD MOORESVILLE NC 281178927, MOORESVILLE, NC 28117-8927

Mortgage

Document Number	13570537
Date	Sep 28, 2020
Book Page	001357/000537

Lender

Name	UNITED BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,503.00	$672,140 (-) Land $94,031 Building $578,109	$672,140 (-) Land $94,031 Building $578,109
2023	$4,503.00	$672,140 Land $94,031 Building $578,109	$672,140 Land $94,031 Building $578,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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