1060 Belk Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 1060 Belk Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,635 sqft · built 2020
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$614,000 (Mar 2021)
Tax Bill	$4,811 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`565 042`

Property Details

APN / Parcel Number

Primary APN	`565 042`

Interior

Full Baths	5.5 Baths
Half Baths	5 Half Baths
Stories	1 Story
Building Area	3,635 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Detached
Garage Area	900 sqft
Lean-To	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1060 BELK RD
City	MOUNT ULLA
State	NC
Zip	28125-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 3.90AC
Legal Subdivision	ANTHONY POTEET
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2050
Census Tract	51901

Owner

1060 Belk Rd is owned and occupied by two individuals who acquired it in July 2021.

Source: Rowan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Jul 8, 2021	Correction Deed
Mar 26, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 6, 2020	Warranty Deed, Construction Loan · Construction Mortgage UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Book / Page	1371 / 269
Last Transfer Date	Jul 6, 2021
Transfer Doc	0013790119
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Sep 2, 2026
Property Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	1490000192
Book / Page	1490 / 192
Instrument Date	Aug 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719

Mortgage

Document Number	1490000192,
Date	Sep 2, 2026
Book Page	1490/192

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719

Mortgage

Document Number	0014290852
Date	Sep 18, 2023
Book Page	1429/852

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719

Mortgage

Document Number	0014170794
Date	Feb 6, 2023
Book Page	1417/794

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 8, 2021
Property Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	0013790119
Book / Page	1379 / 119
Map Reference	MB 9995 PG 9131
Instrument Date	Jul 6, 2021
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 BLUME RD, 342, MOORESVILLE, NC 28117-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 26, 2021
Property Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	0013710269
Book / Page	1371 / 269
Map Reference	MB 9995 PG 9131
Instrument Date	Mar 25, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 BLUME RD, 342, MOORESVILLE, NC 28117-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719

Mortgage

Document Number	0001371270
Date	Mar 26, 2021
Instrument	1371/270

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 6, 2020
Property Address	1060 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	0013580135
Book / Page	001358 / 000135
Instrument Date	Oct 5, 2020
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	342 BLUME RD MOORESVILLE NC 281178927, MOORESVILLE, NC 28117-8927

Mortgage

Document Number	13580136
Date	Oct 6, 2020
Book Page	001358/000136

Lender

Name	UNITED BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1060 Belk Rd was $4,811.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,811.00	$718,177 Land $77,193 Building $640,984	$718,177 Land $77,193 Building $640,984
2023	$4,616.00	$688,957 Land $77,193 Building $611,764	$688,957 Land $77,193 Building $611,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1060 Belk Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1060 Belk Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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