1010 Belk Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 1010 Belk Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,360 sqft · built 2020
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Dec 2020)
Tax Bill	$5,145 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`565 041`

Property Details

APN / Parcel Number

Primary APN	`565 041`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,360 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Lot Area	157,687 sqft (3.62 acres)
Garage Type	Detached
Pool Type	In-Ground Vinyl Pool
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1010 BELK RD
City	MOUNT ULLA
State	NC
Zip	28125-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 3.62AC
Legal Subdivision	ANTHONY POTEET
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2050
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1010 BELK RD, MOUNT ULLA, NC 28125-6719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 3, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Jul 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Book / Page	1362 / 271
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	May 15, 2026
Property Address	1010 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	1483000192
Book / Page	1483 / 192
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	1010 BELK RD, MOUNT ULLA, NC 28125-6719
Investor	Possibly a Property Investor

Mortgage

Document Number	1483000192,
Date	May 15, 2026
Book Page	1483/192

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 3, 2020
Property Address	1010 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	0013620271
Book / Page	001362 / 000271
Instrument Date	Dec 2, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1010 BELK RD MOUNT ULLA NC 28125, MOUNT ULLA, NC 28125
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 16, 2020
Property Address	1010 BELK RD, MOUNT ULLA, NC 28125-6719
Document Number	0013520453
Book / Page	1352 / 453
Map Reference	MB 9995 PG 9131
Instrument Date	Jun 10, 2020
Transaction Type	Construction Loan
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2705 FAWN LAKE BLVD, 2705, MIMS, FL 32754-5460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 BLUME RD, MOORESVILLE, NC 28117-8927

Mortgage

Document Number	0001352454
Date	Jul 16, 2020
Instrument	1352/454

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,145.00	$768,028 (-) Land $73,602 Building $694,426	$768,028 (-) Land $73,602 Building $694,426
2025	$5,145.00 (+12.26%)	$768,028 (+12.27%) Land $73,602 Building $694,426
2023	$4,583.00	$684,072 Land $73,602 Building $610,470	$768,028 Land $73,602 Building $694,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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