Vance County property record for 96 Waterfall Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2004 |
| Lot Size | 0.462 acres (20,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Aug 2021) |
| Tax Bill | $1,884 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412A01016 |
| Primary APN | 0412A01016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,500 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 20,125 sqft (0.462 acres) |
| Heating System | HVAC |
|---|
| Account Number | 1032380 |
|---|---|
| Street Address | 96 WATERFALL RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 96 WATERFALL RD LOT 158 .462 |
| Legal Block | 01 |
| Legal Lot Number | 158 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | DABNEY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 960300 |
96 Waterfall Rd is owned and occupied by an individual who bought it in August 2021.
Source: Vance County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 96 WATERFALL RD, HENDERSON, NC 27537-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on File |
| Deed Sale | Aug 6, 2021 · Amount on File |
| Deed Document Number | 0013981158 |
| Deed Book / Page | 1398 / 1158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Aug 6, 2021 |
| Property Address | 96 WATERFALL RD, HENDERSON, NC 27537-6920 |
| Document Number | 1398/1158 |
| Book / Page | 1398 / 1158 |
| Map Reference | MB W PG 894 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 3314 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 WATERFALL RD, HENDERSON, NC 27537-6920 |
| Document Number | 3315 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 3315 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2025 property tax bill for 96 Waterfall Rd was $1,884.
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 | $216,521 Land $18,480 Building $198,041 | $216,521 Land $18,480 Building $198,041 |
| 2023 | $1,517.00 | $142,698 Land $18,000 Building $124,698 | $142,698 Land $18,000 Building $124,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Waterfall Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2005–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Waterfall Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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