Vance County property record for 135 Waterfall Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 2005 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2005) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0412A01024 |
| Primary APN | 0412A01024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,246 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Lot Area | 18,513 sqft (0.425 acres) |
| Heating System | HVAC |
|---|
| Account Number | 883 |
|---|---|
| Street Address | 135 WATERFALL RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-6912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 135 WATERFALL RD LOT 115 .425 |
| Legal Block | 01 |
| Legal Lot Number | 115 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | DABNEY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 960300 |
135 Waterfall Rd is owned and occupied by an individual who bought it in August 2005.
Source: Vance County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 WATERFALL RD, HENDERSON, NC 27537-6912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2005 · Amount on File |
| Deed Sale | Aug 22, 2005 · Amount on File |
| Deed Document Number | 0010970147 |
| Deed Book / Page | 1097 / 0147 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 135 WATERFALL RD, HENDERSON, NC 27537-6912 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 1402/761 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 1402/761 |
| Instrument | 4169 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 135 WATERFALL RD, HENDERSON, NC 27537-6912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 1366/1183 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 1366/1183 |
| Instrument | 04047 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 135 Waterfall Rd was $1,522.
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 | $171,483 Land $16,150 Building $155,333 | $171,483 Land $16,150 Building $155,333 |
| 2023 | $1,400.00 | $130,768 Land $18,000 Building $112,768 | $130,768 Land $18,000 Building $112,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Waterfall Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2005–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Waterfall Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures