Vance County property record for 85 Waterfall Rd, Henderson, NC 27537 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,558 sqft Finished Area |
| Lot Size | 19,515 sqft (0.448 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2023) |
| Tax Bill | $1,837.00 (2025) |
| Primary APN | 0412A01022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,558 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 19,515 sqft (0.448 acres) |
| Heating System | HVAC Heating |
|---|
| Account Number | 1037107 |
|---|---|
| Street Address | 85 WATERFALL RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-6919 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 85 WATERFALL RD LOT 113 .448 |
| Legal Block | 01 |
| Legal Lot Number | 113 |
| Jurisdiction | VANCE NC |
| Minor Civil Division | DABNEY |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 960300 |
Source: Vance County records · APN 0412A01022
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jun 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Feb 25, 2005 · Amount on Record |
| Deed Doc Number | 0014370238 |
| Deed Book / Page | 1437 / 0238 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Sep 06, 2023 |
| Property Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Document Number | 001437/238 |
| Book / Page | 1437 / 238 |
| Map Reference | MB W PG 894 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 3193 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 705, HENDERSON, NC 27536-0705 |
| Name | Verified Name |
|---|---|
| Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Document Number | 0000003194 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 3194 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001415/783 |
|---|---|
| Date | May 02, 2022 |
| Book Page | 1415/783 |
| Instrument | 1883 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001408/116 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 1408/116 |
| Instrument | 5514 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1371/153 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 1371/153 |
| Instrument | 523 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1359/0919 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 1359/0919 |
| Instrument | 01943 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 85 WATERFALL RD, HENDERSON, NC 27537-6919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 02020 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 1326/1115 |
| Instrument | 02020 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Vance County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,837.00 (+28.91%) | $210,629 (+44.65%) Land $17,024 Building $193,605 | $210,629 (+44.65%) Land $17,024 Building $193,605 |
| 2023 | $1,425.00 | $145,610 Land $18,000 Building $127,610 | $145,610 Land $18,000 Building $127,610 |
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