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96 Temple Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 96 Temple Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,480 sqft · built 1987
Lot Size0.35 acres (15,246 sqft)
Owner2 Trust Names on File
Last Sale$285,000 (Jan 2007)
Tax Bill$3,047 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN736238-2020-202

Property Details

APN / Parcel Number

Primary APN736238-2020-202
Alternative APNs
  • 0710-10-6940-00000
  • 071017105873000
  • 008217308

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area2,848 sqft
1st Floor Area1,480 sqft
Basement Area1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Deck Area541 sqft
Patio Area586 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number736238-2020-202
Street Address96 TEMPLE RD
CityBLACK MOUNTAIN
StateNC
Zip28711-9403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR-8
Legal DescriptionSUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Block1
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1024
Census Tract3106

Owner

96 Temple Rd is owner-occupied and held in a trust since August 2026.

Source: Buncombe County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address96 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2007 · Amount on File
Deed SaleJan 2, 2007 · Amount on File
Deed Book / Page4341 / 358
Last Transfer DateAug 10, 2026
Transfer Doc6619001379
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 10, 2026
Property Address96 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number6619001379
Book / Page6619 / 1379
Instrument DateAug 10, 2026
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address96 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address96 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number0056890924
Instrument DateJul 3, 2018
Transaction TypeMortgage
Record UpdatedAug 2, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 TEMPLE RD BLACK MOUNTAIN NC 287119403, BLACK MOUNTAIN, NC 28711-9403

Mortgage

Document Number0056890924
DateJul 25, 2018
Book Page005689/000924
Lender
NameFIFTH THIRD BK
TypeBank
AddressRAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96 Temple Rd was $3,047.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,047.00$351,300 Land $51,200 Building $300,100$351,300 Land $51,200 Building $300,100
2023$2,877.00$351,300$351,300 Land $51,200 Building $300,100
2021$351,300 Land $51,200 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Temple Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims11 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Temple Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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