14 Temple Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 14 Temple Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,771 sqft · built 1961
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on File
Last Sale	$135,500 (May 2018)
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`683478-2020-202`

Property Details

APN / Parcel Number

Primary APN	`683478-2020-202`
Alternative APNs	`0710-10-4483-00000` `071017104333000` `008245278`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,771 sqft
Basement Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	161 sqft
Patio Area	120 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	683478-2020-202
Street Address	14 TEMPLE RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-8
Legal Description	PLAT: 0000-0000
Legal Block	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1024
Census Tract	3106

Owner

14 Temple Rd is owned and occupied by two individuals who acquired it in April 2019.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Book / Page	5668 / 1194
Last Transfer Date	Apr 29, 2019
Transfer Doc	0057661114
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059141565
Date	Jun 26, 2020
Book Page	5914/1565

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	May 3, 2019
Property Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number	0057661114
Book / Page	5766 / 1114
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403

Mortgage

Document Number	57661117
Date	May 3, 2019
Instrument	5766/1117

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 30, 2018
Property Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number	0056681194
Book / Page	5668 / 1194
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403

Mortgage

Document Number	56681198
Date	May 30, 2018
Instrument	5668/1198

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 21, 2018
Property Address	14 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number	0056651604
Book / Page	005665 / 001604
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 578 BLACK MOUNTAIN NC 287110578, BLACK MOUNTAIN, NC 28711-0578

Tax Assessment & Valuation

The 2025 property tax bill for 14 Temple Rd was $3,210, up 3.5% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (+3.48%)	$370,000 Land $62,200 Building $307,800	$370,000 Land $62,200 Building $307,800
2024	$3,102.00 (+2.38%)
2023	$3,030.00	$370,000	$370,000 Land $62,200 Building $307,800
2021			$370,000 Land $62,200 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Temple Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	11 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Temple Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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