90 Temple Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 90 Temple Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Jun 2018)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0710-10-6727-00000`

Property Details

APN / Parcel Number

Primary APN	`0710-10-6727-00000`
Alternative APN	`071017105751000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,750 sqft
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)

Exterior Amenities

Pool Area	595 sqft
Porch	Open Porch
Porch Area	70 sqft
Deck Area	384 sqft
Patio Area	553 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	071017105751000
Street Address	90 TEMPLE RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:06/01/2018 DEED
Legal Description	DEED DATE:06/01/2018 DEED:5669-1433 PLAT:0000-0000
Legal Subdivision	SHIRLEY R STUTESMAN SURV
Legal Lot Number	5751
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1024
Census Tract	3106

Owner

90 Temple Rd is owned and occupied by an individual who bought it in June 2018.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	90 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Nov 3, 2008
Deed Document Number	0056691433
Deed Book / Page	5669 / 1433
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	90 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number	0058931374
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	90 TEMPLE RD BLACK MOUNTAIN NC 287119403, BLACK MOUNTAIN, NC 28711-9403

Mortgage

Document Number	0058931374
Date	May 6, 2020
Book Page	005893/001374

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 1, 2018
Property Address	90 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403
Document Number	0056691433
Book / Page	5669 / 1433
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 TEMPLE RD, 90, BLACK MOUNTAIN, NC 28711-9403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 TEMPLE RD, BLACK MOUNTAIN, NC 28711-9403

Mortgage

Document Number	56691436
Date	Jun 1, 2018
Instrument	5669/1436

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 90 Temple Rd was $3,228.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00	$372,100
2023	$3,047.00	$372,100	$372,100 Land $53,000 Building $319,100
2021			$372,100 Land $53,000 Building $319,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 90 Temple Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	11 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 90 Temple Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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