96 Summit Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 96 Summit Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1955
Lot Size	0.21 acres (9,216 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Apr 2025)
Tax Bill	$853 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-486.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-486.00`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,216 sqft (0.21 acres)
Lot Dimensions	128 ft deep x 72 ft wide
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	96 SUMMIT AVE
City	FORT THOMAS
State	KY
Zip	41075-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BLK G NEW EDGEWOOD SUBD
Legal Subdivision	NEW EDGEWOOD
Legal Phase	G
Legal Block	G
Legal Lot Number	30
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2002
Census Tract	52302

Owner

96 Summit Ave is owned and occupied by an individual who bought it in April 2025.

Source: Campbell County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	96 SUMMIT AVE, FORT THOMAS, KY 41075-2050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Document Number	20255401124
Deed Book / Page	871 / 608
Prior Transfer Date	Apr 17, 2025
Prior Transfer Doc	0005401124
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Recording Date	Sep 9, 2026
Property Address	96 SUMMIT AVE, FORT THOMAS, KY 41075-2050
Document Number	0006257690
Book / Page	2510 / 63
Instrument Date	Sep 2, 2026
Instrument	20266257690
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SUMMIT AVE, FORT THOMAS, KY 41075-2050
Investor	Possibly a Property Investor

Mortgage

Document Number	0006257690,
Date	Sep 9, 2026
Book Page	2510/63
Instrument	20266257690

Lender

Name	NORTH SIDE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 96 Summit Ave was $853 with a homeowner's exemption.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$853.00 Homeowner's exemption	$280,400 Land $50,000 Building $230,400	$280,400 Land $50,000 Building $230,400
2023	$924.00 (-4.84%) Homeowner's exemption	$280,400 (-) Land $50,000 Building $230,400	$280,400 (-) Land $50,000 Building $230,400
2022	$971.00 Homeowner's exemption	$280,400 Land $50,000 Building $230,400	$280,400 Land $50,000 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20