Campbell County property record for 89 Summit Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,335 sqft · built 1953 |
| Owner | Owner Name on File |
| Last Sale | $189,000 (Jan 2012) |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-266.00 |
| Primary APN | 999-99-17-266.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,335 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 142 ft deep x 55 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917266.00 |
|---|---|
| Street Address | 89 SUMMIT AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 54 HOLIDAY ACRES BLK A |
| Legal Subdivision | HOLIDAY ACRES |
| Legal Phase | A |
| Legal Block | A |
| Legal Lot Number | 54 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52302 |
The current owner of 89 Summit Ave bought it in January 2012.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 89 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 22, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK KENTUCKY INC |
| Dec 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2012 · Amount on File |
| Deed Sale | Jan 3, 2012 · Amount on File |
| Prior Sale | Jun 2, 1998 · Amount on File |
| Deed Document Number | 01 03 12 019 00035 |
| Deed Book / Page | 0740 / 834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 89 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 89 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Document Number | 0006009995 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | M2477/445 |
| Instrument | 6009995 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 89 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005150505 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | M2336/412 |
| Instrument | 5150505 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 89 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0005101382 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | M2201/347 |
| Instrument | 5101382 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 89 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Document Number | 0005069375 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 SUMMIT AVE FORT THOMAS KY 410752045, FORT THOMAS, KY 41075-2045 |
| Document Number | 0005069375 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 002136/000553 |
| Instrument | 5069375 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2048 |
The 2025 property tax bill for 89 Summit Ave was $942.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $942.00 | $255,500 Land $40,000 Building $215,500 | $255,500 Land $40,000 Building $215,500 |
| 2023 | $1,009.00 (-2.42%) | $255,500 (-) Land $40,000 Building $215,500 | $255,500 (-) Land $40,000 Building $215,500 |
| 2022 | $1,034.00 | $255,500 Land $40,000 Building $215,500 | $255,500 Land $40,000 Building $215,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 89 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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