Campbell County property record for 85 Summit Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,204 sqft · built 1953 |
| Owner | 2 Individual Names on Record |
| Last Sale | $104,000 (Aug 1997) |
| Tax Bill | $814 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-013.00 |
| Primary APN | 999-99-15-013.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,204 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915013.00 |
|---|---|
| Street Address | 85 SUMMIT AVE |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 53-54 BLK A HOLIDAY ACRES |
| Legal Subdivision | HOLIDAY ACRES |
| Legal Phase | A |
| Legal Block | A |
| Legal Lot Number | 53-54 54 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52302 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 85 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 1997 · Amount on Record |
| Deed Sale | Aug 26, 1997 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 85 SUMMIT AVE, FORT THOMAS, KY 41075-2045 |
| Document Number | 0005056820 |
| Book / Page | 002109 / 000827 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 SUMMIT AVE FORT THOMAS KY 410752045, FORT THOMAS, KY 41075-2045 |
| Document Number | 0005056820 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 002109/000827 |
| Instrument | 5056820 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 (-6.54%) | $220,600 (-) Land $40,000 Building $180,600 | $220,600 (-) Land $40,000 Building $180,600 |
| 2023 | $871.00 (-2.46%) | $220,600 (-) Land $40,000 Building $180,600 | $220,600 (-) Land $40,000 Building $180,600 |
| 2022 | $893.00 | $220,600 Land $40,000 Building $180,600 | $220,600 Land $40,000 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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