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96 Silver Sage Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 96 Silver Sage Ln, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,353 sqft · built 2018
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$419,900 (Sep 2018)
Tax Bill$6,943 (2025)
Deeds & MortgagesNov 2019 Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN023713-2360

Property Details

APN / Parcel Number

Primary APN023713-2360

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,353 sqft Living Area
Gross Area4,136 sqft
1st Floor Area1,493 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area198 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address96 SILVER SAGE LN
CitySAINT AUGUSTINE
StateFL
Zip32095-9014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80/55-65 CREEKSIDE AT TWIN CREEKS PHASE 1C LOT 236 OR4606/1951
Legal Range28E
Legal Township05S
Legal Section14
Legal SubdivisionCREEKSIDE AT TWIN CREEKS PHASE 1C
Legal Phase1C
Legal Block1
Legal Lot Number236
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2043
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address96 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Sep 4, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST EQUITY MORTGAGE INC
Aug 4, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2018 · Amount on Record
Deed SaleSep 4, 2018 · Amount on Record
Prior SaleAug 4, 2017 · Amount on Record
Deed Document Number201864132
Deed Book / Page4606 / 1951
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address96 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9014
Document Number0048421703
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address96 SILVER SAGE LN ST AUGUSTINE FL 320959014, ST AUGUSTINE, FL 32095-9014

Mortgage

Document Number0048421703
DateDec 4, 2019
Book Page004842/001703
Instrument90675
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 3, 2039

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 4, 2018
Property Address96 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9014
Document Number0046061951
Book / Page4606 / 1951
Map ReferenceMB80 PG55-65
Instrument DateAug 28, 2018
Instrument2018064132
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanySHEFFIELD & BOATRIGHT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9014

Mortgage

Document Number2018064133
DateSep 4, 2018
Instrument2018064133
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 4, 2017
Property Address96 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9014
Document Number0044151658
Book / Page004415 / 001658
Instrument DateAug 3, 2017
Instrument53780
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,205.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,307 (+2.7%)$511,117 (-5.72%) Land $110,000 Building $401,117
2025$6,943.00 (+9.12%) Homeowner's exemption$411,204 (+2.9%)$542,124 (-8.25%) Land $110,000 Building $432,124
2024$6,363.00 (+0.9%) Homeowner's exemption$399,615 (+3%)$590,853 (+5.44%) Land $120,000 Building $470,853
2023$6,306.00 (+2.02%) Homeowner's exemption$387,976 (+3%)$560,350 (+14.33%) Land $120,000 Building $440,350
2022$6,181.00 Homeowner's exemption$376,676$490,099 Land $100,800 Building $389,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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