St. Johns County property record for 138 Silver Sage Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,093 sqft · built 2018 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $521,000 (Jun 2021) |
| Tax Bill | $9,453 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-2390 |
| Primary APN | 023713-2390 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,093 sqft Living Area |
| Gross Area | 3,709 sqft |
| 1st Floor Area | 2,627 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 194 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 138 SILVER SAGE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/54-60 CREEKSIDE AT TWIN CREEKS PHASE 1D LOT 239 OR5287/29 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1D |
| Legal Phase | 1D |
| Legal Block | 2 |
| Legal Lot Number | 239 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-2390
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFI FINANCIAL INC |
| Jun 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 31, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| Sep 07, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 202164483 |
| Deed Book / Page | 5287 / 29 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 138 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | NEW URBAN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0047971849 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 4797/1849 |
| Instrument | 2019069502 |
| Name | AFI FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 08, 2021 |
| Property Address | 138 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0052870029 |
| Book / Page | 5287 / 29 |
| Map Reference | MB 81 PG 54-60 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021064483 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 SILVER SAGE LN, ST AUGUSTINE, FL 32095-9015 |
| Name | Verified Name |
|---|---|
| Address | 138 SILVER SAGE LN, ST AUGUSTINE, FL 32095-9015 |
| Document Number | 0000528731 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 5287/31 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 31, 2018 |
| Property Address | 138 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0045550246 |
| Book / Page | 4555 / 0246 |
| Map Reference | MB81 PG54-60 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018037462 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 138 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 2018037463 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018037463 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 07, 2017 |
| Property Address | 138 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0044330754 |
| Book / Page | 004433 / 000754 |
| Instrument Date | Sep 05, 2017 |
| Instrument | 62117 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9452 PHILIPS HWY #4 JACKSONVILLE FL 322561332, 4, JACKSONVILLE, FL 32256-1332 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,692 (-2.66%) Land $110,000 Building $471,692 | $581,692 (-3.73%) Land $110,000 Building $471,692 | |
| 2025 | $9,453.00 (+20.02%) Homeowner's exemption | $597,567 (+14.87%) | $604,222 (+2.21%) Land $110,000 Building $494,222 |
| 2024 | $7,876.00 (+1.07%) Homeowner's exemption | $520,222 (+3%) | $591,177 (+5.44%) Land $120,000 Building $471,177 |
| 2023 | $7,793.00 (+2.06%) Homeowner's exemption | $505,070 (+3%) | $560,674 (+14.34%) Land $120,000 Building $440,674 |
| 2022 | $7,636.00 Homeowner's exemption | $490,359 | $490,359 Land $100,800 Building $389,559 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 48 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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