St. Johns County property record for 114 Silver Sage Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,957 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jun 2022) |
| Tax Bill | $8,019 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023713-2370 |
| Primary APN | 023713-2370 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,957 sqft Living Area |
| Gross Area | 3,701 sqft |
| 1st Floor Area | 1,307 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 389 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 114 SILVER SAGE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80/55-65 CREEKSIDE AT TWIN CREEKS PHASE 1C LOT 237 OR5573/562 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 1C |
| Legal Phase | 1C |
| Legal Block | 1 |
| Legal Lot Number | 237 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
114 Silver Sage Ln is owned and occupied by two individuals who bought it in June 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Jun 16, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Prior Sale | Jul 1, 2020 · Amount on File |
| Deed Document Number | 202256679 |
| Deed Book / Page | 5573 / 562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 6, 2022 |
| Property Address | 114 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0055730562 |
| Book / Page | 5573 / 562 |
| Map Reference | MB 80 PG 55-65 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022056679 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 MOUNT HOLLY DR, ANNAPOLIS, MD 21409-5125 |
| Name | Verified Name |
|---|---|
| Address | 114 SILVER SAGE LN, ST AUGUSTINE, FL 32095-9015 |
| Document Number | 0005573564 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 5573/564 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 1, 2020 |
| Property Address | 114 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0049790314 |
| Book / Page | 004979 / 000314 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 52508 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,996.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 114 SILVER SAGE LN ST AUGUSTINE FL 320959015, ST AUGUSTINE, FL 32095-9015 |
| Document Number | 49790316 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 004979/000316 |
| Instrument | 52509 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 16, 2017 |
| Property Address | 114 SILVER SAGE LN, SAINT AUGUSTINE, FL 32095-9015 |
| Document Number | 0043900042 |
| Book / Page | 004390 / 000042 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 41599 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,771.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 SILVER SAGE LN ST AUGUSTINE FL 320959015, ST AUGUSTINE, FL 32095-9015 |
| Document Number | 43900043 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 004390/000043 |
| Instrument | 41600 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
The 2025 property tax bill for 114 Silver Sage Ln was $8,019 with a homeowner's exemption, up 1.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,866 (-4.32%) Land $110,000 Building $359,866 | $469,866 (-4.32%) Land $110,000 Building $359,866 | |
| 2025 | $8,019.00 (+1.26%) Homeowner's exemption | $491,062 | $491,062 Land $110,000 Building $381,062 |
| 2024 | $7,919.00 (+1.07%) | ||
| 2023 | $7,835.00 (+32.73%) Homeowner's exemption | $508,402 (+43.22%) | $508,402 (+14.01%) Land $120,000 Building $388,402 |
| 2022 | $5,903.00 Homeowner's exemption | $354,982 | $445,926 Land $100,800 Building $345,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Silver Sage Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Silver Sage Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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