Warren County property record for 96 Panoramic Ln, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,182 sqft · built 1990 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Apr 2023) |
| Tax Bill | $1,892 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39/B/2/21 |
| Primary APN | 39/B/2/21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| Gross Area | 3,118 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Unfinished Basement | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23561 |
|---|---|
| Old Parcel Number | 39B 2 21 |
| Street Address | 96 PANORAMIC LN |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L 21 POINT-O-WOODS SH 2 AC PER PLAT DB 145-428 |
| Legal Subdivision | POINT-O-WOODS |
| Legal Lot Number | 21 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | HAPPY CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20602 |
96 Panoramic Ln is owned and occupied by an individual who bought it in April 2023.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Deed Document Number | 20231368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Apr 3, 2023 |
| Property Address | 96 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Document Number | 0230001368 |
| Map Reference | MB 145 PG 429 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 230001368 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 96 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Document Number | 0230001369 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 230001369 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 96 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000295 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 220000295 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 96 Panoramic Ln was $1,892, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,892.00 (+18.77%) | $332,600 (-) Land $40,300 Building $292,300 | |
| 2025 | $1,593.00 (+11.09%) | $332,600 (+13.63%) Land $40,300 Building $292,300 | $332,600 (+13.63%) Land $40,300 Building $292,300 |
| 2024 | $1,434.00 | $292,700 (-) Land $40,300 Building $252,400 | $292,700 (-) Land $40,300 Building $252,400 |
| 2023 | $292,700 Land $40,300 Building $252,400 | $292,700 Land $40,300 Building $252,400 | |
| 2022 | $1,434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Panoramic Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Panoramic Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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