Warren County property record for 35 Panoramic Ln, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 905 sqft · built 1995 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,500 (Mar 2011) |
| Tax Bill | $1,853 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39/B/2/45 |
| Primary APN | 39/B/2/45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 905 sqft Living Area |
| Gross Area | 2,255 sqft |
| 1st Floor Area | 874 sqft |
| Basement Area | 874 sqft |
| Finished Basement | 874 sqft |
| Unfinished Basement | 874 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Rolling |
| Deck Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23582 |
|---|---|
| Old Parcel Number | 39B 2 45 |
| Street Address | 35 PANORAMIC LN |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-4837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L 45 POINT-O-WOODS SH 2 AC PER PLAT DB 145-428 |
| Legal Subdivision | POINT-O-WOODS |
| Legal Lot Number | 45 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | HAPPY CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20602 |
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 PANORAMIC LN, FRONT ROYAL, VA 22630-4837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2011 · Amount on Record |
| Deed Sale | Mar 16, 2011 · Amount on Record |
| Prior Sale | Feb 2, 2010 · Amount on Record |
| Deed Document Number | 20111397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 35 PANORAMIC LN, FRONT ROYAL, VA 22630-4837 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 PANORAMIC LN, FRONT ROYAL, VA 22630-4837 |
| Document Number | 0260000964 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 260000964 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 35 PANORAMIC LN, FRONT ROYAL, VA 22630-4837 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0170000894 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 170000894 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,853.00 (+18.78%) | $325,700 (-) Land $57,500 Building $268,200 | |
| 2025 | $1,560.00 (-43.62%) | $325,700 (+17.71%) Land $57,500 Building $268,200 | $325,700 (+17.71%) Land $57,500 Building $268,200 |
| 2024 | $2,767.00 | $276,700 (-) Land $57,500 Building $219,200 | $276,700 (-) Land $57,500 Building $219,200 |
| 2023 | $276,700 Land $57,500 Building $219,200 | $276,700 Land $57,500 Building $219,200 | |
| 2022 | $2,767.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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