Warren County property record for 38 Panoramic Ln, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 1993 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jun 2022) |
| Tax Bill | $1,789 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39/B/2/24 |
| Primary APN | 39/B/2/24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Unfinished Basement | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23564 |
|---|---|
| Old Parcel Number | 39B 2 24 |
| Street Address | 38 PANORAMIC LN |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 24 POINT-O-WOODS SHEET 2 SURV LR02-3147 |
| Legal Subdivision | POINT-O-WOODS |
| Legal Lot Number | 24 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | HAPPY CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20602 |
38 Panoramic Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Apr 26, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on File |
| Deed Sale | Jun 27, 2022 · Amount on File |
| Prior Sale | Apr 26, 2021 · Amount on File |
| Deed Document Number | 20224142 |
| Prior Transfer Date | Jun 29, 2005 |
| Prior Transfer Doc | 0000008008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jun 27, 2022 |
| Property Address | 38 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Document Number | 0220004142 |
| Map Reference | MB 145 PG 429 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 220004142 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Document Number | 0220004143 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 220004143 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Apr 26, 2021 |
| Property Address | 38 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Document Number | 210003621 |
| Map Reference | MB 145 PG 429 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 210003621 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | MBH SETTLEMENT GROUP LC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 PANORAMIC LN, FRONT ROYAL, VA 22630-4844 |
| Investor | Possibly a Property Investor |
| Document Number | 210003622 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 210003622 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 38 Panoramic Ln was $1,789, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,789.00 (+18.79%) | $314,500 (-) Land $40,300 Building $274,200 | |
| 2025 | $1,506.00 (+4.66%) | $314,500 (+7.05%) Land $40,300 Building $274,200 | $314,500 (+7.05%) Land $40,300 Building $274,200 |
| 2024 | $1,439.00 | $293,800 (-) Land $40,300 Building $253,500 | $293,800 (-) Land $40,300 Building $253,500 |
| 2023 | $293,800 Land $40,300 Building $253,500 | $293,800 Land $40,300 Building $253,500 | |
| 2022 | $1,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Panoramic Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Panoramic Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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