96 Otis St, Rochester, NY 14606 Property Records

Monroe County and Rochester City property record for 96 Otis St, Rochester, NY 14606

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,092 sqft · built 1967
Lot Size	0.119 acres (5,209 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jul 2025)
Tax Bill	$842 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017641-00.0`

Property Details

APN / Parcel Number

Primary APN	`017641-00.0`
Alternative APNs	`140010549000030390000000` `261400 105.49-3-39`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,092 sqft Total Area
1st Floor Area	1,080 sqft
Basement Area	1,012 sqft
Finished Basement	1,012 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,209 sqft (0.119 acres)
Lot Dimensions	125 ft deep x 41.7 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	017641-00.0
Street Address	96 OTIS ST
City	ROCHESTER
State	NY
Zip	14606
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	12
Legal Description	0024.00 206 10 01380 6 LOUIS BAUER SUB
Legal Block	3
Legal Lot Number	39.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	2400

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	406 STURWOOD WAY, LAWRENCE TOWNSHIP, NJ 08648-1528
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Jun 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20253316306
Deed Book / Page	13112 / 163
Prior Transfer Date	Nov 9, 2015
Prior Transfer Doc	0000000504
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jun 8, 2026
Property Address	96 OTIS ST, ROCHESTER, NY 14606
Document Number	0003429056
Book / Page	31342 / 767
Instrument Date	May 26, 2026
Instrument	20263429056
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 PARKWAY AVE, EWING, NJ 08618-2305

Mortgage

Document Number	0003429056,
Date	Jun 8, 2026
Book Page	31342/767
Instrument	20263429056

Lender

Name	BLUELEAF LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 8, 2022
Property Address	96 OTIS ST, ROCHESTER, NY 14606
Document Number	0000000824
Book / Page	12633 / 451
Map Reference	LB 6 PG 85
Instrument Date	Feb 24, 2022
Instrument	202203080824
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CHELSEA MEADOWS DR, 202, WEST HENRIETTA, NY 14586-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 KANSAS ST, ROCHESTER, NY 14609-7537

Mortgage

Document Number	0000000825
Date	Mar 8, 2022
Instrument	202203080825

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 6, 2018
Property Address	96 OTIS ST, ROCHESTER, NY 14606
Document Number	0000000481
Book / Page	012034 / 000412
Instrument Date	Jun 5, 2018
Instrument	481
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 CHELSEA MEADOWS DR WEST HENRIETTA NY 145869671, WEST HENRIETTA, NY 14586-9671

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$842.00 (-4.64%)
2025	$883.00	$75,000 (+25%) Land $6,600 Building $68,400	$75,000 (+3.75%) Land $6,600 Building $68,400
2023		$60,000 Land $4,100 Building $55,900	$72,289 Land $4,940 Building $67,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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