82 Otis St, Rochester, NY 14606 Property Records

Monroe County and Rochester City property record for 82 Otis St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1887
Lot Size	0.119 acres (5,208 sqft)
Owner	Individual Name on File
Last Sale	$11,000 (Jun 2018)
Tax Bill	$721 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017643-00.0`

Property Details

APN / Parcel Number

Primary APN	`017643-00.0`
Alternative APNs	`140010549000030370000000` `261400 105.49-3-37`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Game Room	Game Room

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,208 sqft (0.119 acres)
Lot Dimensions	125 ft deep x 41.7 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	017643-00.0
Street Address	82 OTIS ST
City	ROCHESTER
State	NY
Zip	14606-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0024.00 206 10 00000 4 LOUIS BAUER SUB
Legal Subdivision	LOUIS BAUER SUBDIVISION
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	2400

Owner

82 Otis St is owned and occupied by an individual who acquired it in December 2018.

Source: Monroe County and Rochester City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	82 OTIS ST, ROCHESTER, NY 14606-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit GENESEE CO OP FCU
Dec 12, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Prior Sale	Feb 1, 2006 · Amount on File
Deed Document Number	2018436
Deed Book / Page	12038 / 65
Last Transfer Date	Dec 12, 2018
Transfer Doc	0000000642
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jul 20, 2026
Property Address	82 OTIS ST, ROCHESTER, NY 14606-2432
Document Number	0003444800
Book / Page	31382 / 697
Instrument Date	Jul 3, 2026
Instrument	20263444800
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 OTIS ST, ROCHESTER, NY 14606-2432

Mortgage

Document Number	0003444800,
Date	Jul 20, 2026
Book Page	31382/697
Instrument	20263444800

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	82 OTIS ST, ROCHESTER, NY 14606-2432
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 OTIS ST, ROCHESTER, NY 14606-2432

Mortgage

Document Number	0000000454
Date	Feb 26, 2024
Book Page	30589/498
Instrument	202402260454

Lender

Name	GENESEE CO OP FCU
Type	Credit Union
Address	ROCHESTER, NY 14620

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Dec 12, 2018
Property Address	82 OTIS ST, ROCHESTER, NY 14606-2432
Document Number	0000000642
Book / Page	012121 / 000533
Instrument Date	Dec 12, 2018
Instrument	642
Transaction Type	Transfer
Record Updated	Jan 7, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 OTIS ST ROCHESTER NY 146062432, ROCHESTER, NY 14606-2432

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Jun 13, 2018
Property Address	82 OTIS ST, ROCHESTER, NY 14606-2432
Document Number	0000000436
Book / Page	012038 / 000065
Instrument Date	Jun 12, 2018
Instrument	436
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$42.58
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 AVERY ST ROCHESTER NY 146061903, ROCHESTER, NY 14606-1903

Tax Assessment & Valuation

The 2026 property tax bill for 82 Otis St was $721 with a disabled person's exemption, down 19.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$721.00 (-19.17%) Disabled Person's exemption
2025	$892.00	$69,400 Land $6,600 Building $62,800	$69,400 Land $6,600 Building $62,800
2023		$32,200 Land $4,100 Building $28,100	$38,795 Land $4,940 Building $33,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Otis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 82 Otis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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