78 Otis St, Rochester, NY 14606 Property Records

Monroe County and Rochester City property record for 78 Otis St, Rochester, NY 14606

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,914 sqft · built 1920
Lot Size	0.119 acres (5,208 sqft)
Owner	Company Name on File
Last Sale	$95,000 (May 2021)
Tax Bill	$985 (2026)
Deeds & Mortgages	Jul 2023 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017644-00.0`

Property Details

APN / Parcel Number

Primary APN	`017644-00.0`
Alternative APNs	`140010549000030360000000` `261400 105.49-3-36`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,914 sqft Total Area
1st Floor Area	1,104 sqft
2nd Floor Area	810 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,208 sqft (0.119 acres)
Lot Dimensions	125 ft deep x 41.7 ft wide
Garage Type	Detached
Garage Area	2,032 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	017644-00.0
Street Address	78 OTIS ST
City	ROCHESTER
State	NY
Zip	14606-2432
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	12
Legal Description	0024.00 206 10 06397 3 LOUIS BAUER SUB
Legal Subdivision	LOUIS BAUERS SUBDIVISION
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	2400

Owner

78 Otis St, a duplex, is owned by a company that bought it in May 2021.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	18 RIVER ST, ROCHESTER, NY 14612-4757
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
May 24, 2021	Warranty Deed, Transfer PRILEND FUNDING LLC
Dec 21, 2020	Warranty Deed, Transfer FLOWER CITY ABS INC
Dec 21, 2020	Warranty Deed, Transfer FLOWER CITY ABS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	2021659
Deed Book / Page	12504 / 633
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	78 OTIS ST, ROCHESTER, NY 14606-2432
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	NETWORK TITLE AGENCY/FL, NETWORK TITLE AGCY OF NY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000974
Date	Jul 13, 2023
Book Page	30359/17
Instrument	202307130974

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	RETSOF, NY 14539

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 24, 2021
Property Address	78 OTIS ST, ROCHESTER, NY 14606-2432
Document Number	0000000659
Book / Page	12504 / 633
Map Reference	LB 6 PG 85
Instrument Date	Apr 13, 2021
Instrument	202105240659
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 GARSON AVE, 1118, ROCHESTER, NY 14609-6533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 GARSON AVE, ROCHESTER, NY 14609-6533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000660
Date	May 24, 2021
Book Page	29225/579
Instrument	202105240660

Lender

Name	PRILEND FUNDING LLC
Type	Non-Lending Institution
Address	PITTSFORD, NY 14534

Agreement

Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 21, 2020
Property Address	78 OTIS ST, ROCHESTER, NY 14606-2432
Document Number	0000000229
Book / Page	012439 / 000200
Instrument Date	Dec 16, 2020
Instrument	229
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	FLOWER CITY ABS INC

Transaction

Amount	Amount on Record
Tax	$128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1118 GARSON AVE ROCHESTER NY 146096533, ROCHESTER, NY 14609-6533

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 21, 2020
Property Address	78 OTIS ST, ROCHESTER, NY 14606-2432
Document Number	0000000228
Book / Page	012439 / 000197
Instrument Date	Dec 11, 2020
Instrument	228
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	FLOWER CITY ABS INC

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1170 RIDGE RD #141 WEBSTER NY 145802977, 141, WEBSTER, NY 14580-2977

Tax Assessment & Valuation

The 2026 property tax bill for 78 Otis St was $985, up 5.1% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$985.00 (+5.12%)
2025	$937.00	$69,700 Land $6,600 Building $63,100	$69,700 Land $6,600 Building $63,100
2023		$50,200 Land $4,100 Building $46,100	$60,482 Land $4,940 Building $55,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Otis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Otis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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