96 Narrows Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 96 Narrows Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,257 sqft · built 1951
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2013)
Tax Bill	$5,113 (2026)
Deeds & Mortgages	Dec 2022 Refinance Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0275-87`

Property Details

APN / Parcel Number

Primary APN	`19-0275-87`
Alternative APNs	`BRIS M:149 L:8` `7523`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,257 sqft Living Area
Gross Area	2,700 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-0275-87
Street Address	96 NARROWS RD
City	BRISTOL
State	RI
Zip	02809-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	8
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2036
Census Tract	30901

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MASTERSON LN, BRISTOL, RI 02809-4509
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHARTERED S FEDERALLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2013 · Amount on Record
Deed Sale	Dec 17, 2013 · Amount on Record
Prior Sale	Sep 15, 1999 · Amount on Record
Deed Book / Page	1738 / 257
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	96 NARROWS RD, BRISTOL, RI 02809-4410
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002196-46
Date	Dec 1, 2022
Book Page	2196/46
Instrument	3529

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	96 NARROWS RD, BRISTOL, RI 02809-4410
Document Number	2066-16
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 NARROWS RD BRISTOL RI 028094410, BRISTOL, RI 02809-4410

Mortgage

Document Number	2066-16
Date	Oct 22, 2020
Book Page	002066/000016
Instrument	7601

Lender

Name	CHARTERED S FEDERALLY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,113.00 (+33.81%)
2025	$3,821.00 (+3.44%)	$276,500 (-) Land $118,100 Building $158,400
2023	$3,694.00 (+2.75%)	$276,500 (-) Land $118,100 Building $158,400
2022	$3,595.00	$276,500 Land $118,100 Building $158,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	18 (1978–2022)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

May also be available: T-Mobile, Verizon.

Nearby Properties on Narrows Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures