Bristol Town property record for 98 Narrows Rd, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 1964 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Sep 2022) |
| Tax Bill | $4,475 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0100-72 |
| Primary APN | 50-0100-72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,150 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50-0100-72 |
|---|---|
| Street Address | 98 NARROWS RD |
| City | BRISTOL |
| State | RI |
| Zip | 02809-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 9 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 30901 |
Source: Bristol Town records · APN 50-0100-72
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 98 NARROWS RD, BRISTOL, RI 02809-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 30, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Jan 26, 2016 · Amount on Record |
| Deed Document Number | 20222970 |
| Deed Book / Page | 2189 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 98 NARROWS RD, BRISTOL, RI 02809-4410 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002097-330 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 2097/330 |
| Instrument | 10023 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Sep 30, 2022 |
| Property Address | 98 NARROWS RD, BRISTOL, RI 02809-4410 |
| Document Number | 0002189-94 |
| Book / Page | 2189 / 94 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2970 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 98 NARROWS RD, BRISTOL, RI 02809-4410 |
| Document Number | 0000002971 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2971 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,475.00 (+3.44%) | $323,800 (-) Land $108,500 Building $215,300 |
| 2023 | $4,326.00 (+2.78%) | $323,800 (-) Land $108,500 Building $215,300 |
| 2022 | $4,209.00 | $323,800 Land $108,500 Building $215,300 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 18 (1978–2022) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| WH i3B Bidco LLC/WH i3B Topco Cable | 2,000 / 40 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 108 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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