65 Narrows Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 65 Narrows Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,616 sqft · built 1996
Lot Size	0.256 acres (11,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$609,000 (Apr 2023)
Tax Bill	$6,740 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-0102-85`

Property Details

APN / Parcel Number

Primary APN	`50-0102-85`
Alternative APNs	`BRIS M:138 L:20` `7184`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
Gross Area	5,208 sqft
Basement Area	1,742 sqft
Unfinished Basement	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,138 sqft (0.256 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	50-0102-85
Street Address	65 NARROWS RD
City	BRISTOL
State	RI
Zip	02809-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	20
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2006
Census Tract	30901

Owner

Source: Bristol Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 NARROWS RD, BRISTOL, RI 02809-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CENTREVILLE BANK
Apr 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTREVILLE BANK
Mar 11, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance CITIZENS BANK
Sep 28, 2018	Warranty Deed, Transfer CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Book / Page	2208 / 278
Prior Transfer Date	Mar 6, 2020
Prior Transfer Doc	2025-204
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	65 NARROWS RD, BRISTOL, RI 02809-4407
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002277-101
Date	Mar 21, 2025
Book Page	2277/101
Instrument	2025-644

Lender

Name	CENTREVILLE BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Apr 26, 2023
Property Address	65 NARROWS RD, BRISTOL, RI 02809-4407
Document Number	002208-278
Book / Page	2208 / 278
Instrument Date	Apr 26, 2023
Instrument	4680
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 NARROWS RD, BRISTOL, RI 02809-4407

Mortgage

Document Number	0000004681
Date	Apr 26, 2023
Instrument	4681

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	May 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Mar 11, 2020
Property Address	65 NARROWS RD, BRISTOL, RI 02809-4407
Document Number	2025-204
Book / Page	2025 / 204
Instrument Date	Mar 6, 2020
Instrument	4604
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 NARROWS RD, BRISTOL, RI 02809-4407

Mortgage

Document Number	2025-207
Date	Mar 11, 2020
Book Page	2025/207
Instrument	4605

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Sep 28, 2018
Property Address	65 NARROWS RD, BRISTOL, RI 02809-4407
Document Number	1957-171
Book / Page	1957 / 171
Instrument	2835
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19570173
Date	Sep 28, 2018
Instrument	01957/0173

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,740.00 (+3.44%)	$487,700 (-) Land $148,900 Building $338,800
2023	$6,516.00 (+2.78%)	$487,700 (-) Land $148,900 Building $338,800
2022	$6,340.00	$487,700 Land $148,900 Building $338,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	18 (1978–2022)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

May also be available: T-Mobile, Verizon.

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