Orange County and Warwick Town property record for 96 Lower Wisner Rd, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1930 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Mar 2024) |
| Tax Bill | $7,853 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2014 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 335489 55-1-9 |
| Primary APN | 335489 55-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 1,918 sqft |
| 1st Floor Area | 1,436 sqft |
| Attic | Attic |
| Attic Area | 372 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 65,340 sqft (1.5 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 148 sqft |
| Patio Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 55-1-9 |
|---|---|
| Street Address | 96 LOWER WISNER RD |
| City | WARWICK |
| State | NY |
| Zip | 10990-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00220 |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 14700 |
Source: Orange County and Warwick Town records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 RIVERSIDE DR, 2G, NEW YORK, NY 10031-2418 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed, Transfer · FHA Mortgage BOND STREET MORTGAGE LLC |
| Nov 1, 2014 | Loan Modification, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2002 · Amount on Record |
| Deed Document Number | 202420240019162 |
| Deed Book / Page | 15548 / 1201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Mar 27, 2024 |
| Property Address | 96 LOWER WISNER RD, WARWICK, NY 10990-3427 |
| Document Number | 0000019162 |
| Book / Page | 15548 / 1201 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 20240019162 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 RIVERSIDE DR APT 2G, 2G, NEW YORK, NY 10031-2418 |
| Document Number | 0000019163 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 20240019163 |
| Name | BOND STREET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 96 LOWER WISNER RD, WARWICK, NY 10990-3427 |
| Document Number | 0000014402 |
| Book / Page | 014190 / 001648 |
| Instrument Date | Nov 1, 2014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | TD SERVICES COMPANY, TD SVC CO |
| Name | Verified Name |
|---|---|
| Address | 96 LOWER WISNER RD WARWICK NY 109903427, WARWICK, NY 10990-3427 |
| Document Number | 0000014402 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 014190/001648 |
| Instrument | 14402 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 (-) Land $12,100 Building $21,900 | $404,800 (+10.12%) | |
| 2024 | $7,853.00 | ||
| 2023 | $34,000 (+25.93%) Land $12,100 Building $21,900 | $367,600 (+47.75%) Land $130,822 Building $236,778 | |
| 2022 | $27,000 Land $12,100 Building $14,900 | $248,800 Land $111,499 Building $137,301 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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