Kenton County property record for 96 Juarez Cir, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (May 2023) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-624.00 |
| Primary APN | 045-30-00-624.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Finished Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 96 JUAREZ CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAHAMA GARDENS SEC 2 LOT 39 RESUB PT SEC 1 |
| Legal Subdivision | BAHAMA GARDENS |
| Legal Phase | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-624.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage US BANK NA |
| Dec 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK & TRUST |
| Jan 03, 2017 | Deed of Trust, Mortgage · Conventional with PMI US BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Nov 01, 2022 · Amount on Record |
| Deed Document Number | 202317 |
| Deed Book / Page | 228 / 867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 31, 2023 |
| Property Address | 96 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Document Number | 0005900017 |
| Book / Page | KC 228 / 867 |
| Map Reference | MB 11 PG 28 |
| Instrument Date | May 25, 2023 |
| Instrument | 23053105900017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 08, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8249 PAISLEY, THE COLONY, TX 75056-6497 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Document Number | 0005900018 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 23053105900018 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 96 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900047 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 428/920 |
| Instrument | 22121905900047 |
| Name | SECURITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MAYSVILLE, KY 41056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 13, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 96 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Document Number | 0000000226 |
| Book / Page | 0I3887 / 000209 |
| Instrument Date | Jan 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2017 |
| Title Company | SOUTHWEST FINANCIAL |
| Name | Verified Name |
|---|---|
| Address | 96 JUAREZ CIR COVINGTON KY 410179747, COVINGTON, KY 41017-9747 |
| Document Number | 0000000226 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 0I3887/000209 |
| Instrument | 226 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 18, 2037 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 (+21.23%) | $215,000 (+30.38%) Land $10,000 Building $205,000 | $215,000 (+30.38%) Land $10,000 Building $205,000 |
| 2023 | $1,757.00 | $164,900 Land $10,000 Building $154,900 | $164,900 Land $10,000 Building $154,900 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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