Kenton County property record for 92 Juarez Cir, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 999 sqft · built 1970 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,900 (Jan 2026) |
| Tax Bill | $1,717 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-622.00 |
| Primary APN | 045-30-00-622.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 999 sqft Finished Area |
| Gross Area | 3,255 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 92 JUAREZ CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAHAMA GARDENS SEC 2 LOT 38 RESUB PT SEC 1 |
| Legal Subdivision | BAHAMA GARDENS |
| Legal Phase | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 12, 2026 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Deed Document Number | 2026484 |
| Deed Book / Page | 384 / 385 |
| Prior Transfer Date | Aug 9, 2024 |
| Prior Transfer Doc | 0005900068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 12, 2026 |
| Property Address | 92 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Document Number | 0000000484 |
| Book / Page | KC 384 / 385 |
| Map Reference | MB 11 PG 28 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 26059000000484 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3909 PATHFINDER CT, FLORENCE, KY 41042-3025 |
| Name | Verified Name |
|---|---|
| Address | 92 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Document Number | 0000000485 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 26059000000485 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000000486 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | KCM 724/613 |
| Instrument | 26059000000486 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 92 JUAREZ CIR, COVINGTON, KY 41017-9747 |
| Document Number | 0000000005 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | BRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 JUAREZ CIR COVINGTON KY 410179747, COVINGTON, KY 41017-9747 |
| Document Number | 0000000005 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 000M64/000031 |
| Instrument | 5 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 29, 2035 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,600 (+18.06%) Land $20,000 Building $184,600 | $204,600 (+18.06%) Land $20,000 Building $184,600 | |
| 2025 | $1,717.00 (+27%) | $173,300 (-) Land $10,000 Building $163,300 | $173,300 (-) Land $10,000 Building $163,300 |
| 2023 | $1,352.00 Homeowner's exemption | $173,300 Land $10,000 Building $163,300 | $173,300 Land $10,000 Building $163,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures