Kenton County property record for 89 Juarez Cir, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1970 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,500 (Jun 2020) |
| Tax Bill | $1,432 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-621.00 |
| Primary APN | 045-30-00-621.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Finished Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 89 JUAREZ CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAHAMA GARDENS SEC 2 LOT 43 RESUB PT SEC 1 |
| Legal Subdivision | BAHAMA GARDENS |
| Legal Phase | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 JUAREZ CIR, COVINGTON, KY 41017-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST SVGS BK |
| Jun 2, 2017 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Prior Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 20205900190 |
| Deed Book / Page | 24 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 1, 2020 |
| Property Address | 89 JUAREZ CIR, COVINGTON, KY 41017-9433 |
| Document Number | 0000000190 |
| Book / Page | 000024 / 000019 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 190 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 JUAREZ CIR COVINGTON KY 410179433, COVINGTON, KY 41017-9433 |
| Document Number | 191 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 000M51/000123 |
| Instrument | 191 |
| Name | FIRST SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 2, 2017 |
| Property Address | 89 JUAREZ CIR, COVINGTON, KY 41017-9433 |
| Document Number | 0000000051 |
| Book / Page | 0I3947 / 000301 |
| Instrument Date | May 31, 2017 |
| Instrument | 51 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 JUAREZ CIR COVINGTON KY 410179433, COVINGTON, KY 41017-9433 |
| Document Number | 52 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 0I3947/000304 |
| Instrument | 52 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,200 (+3.94%) Land $20,000 Building $130,200 | $150,200 (+3.94%) Land $20,000 Building $130,200 | |
| 2025 | $1,432.00 (-7.01%) | $144,500 (-) Land $10,000 Building $134,500 | $144,500 (-) Land $10,000 Building $134,500 |
| 2023 | $1,540.00 | $144,500 Land $10,000 Building $134,500 | $144,500 Land $10,000 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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