96 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 96 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	2,287 sqft Living Area
Lot Size	5,413 sqft (0.124 acres)
Occupancy	Owner Occupied
Last Sale	$410,000 (2018)
Tax Bill	$3,090.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00A-0090`
Alternative APN	`1069290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,287 sqft Living Area
Gross Area	3,112 sqft Gross Area
Stories	2 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 1995
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	5,413 sqft (0.124 acres)
Depth X Width	10.6 ft x 5 ft Depth x Width
Garage Type	Finished Garage
Garage Area	440 sqft Garage
Porch	1 Porch
Porch Area	385 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1069290
Street Address	96 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5223
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK A EMERALD BAY PHASE 1A S/D PB 9-27 OR 3090-3302 OR 2751-3120 OR 3090-3302
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY 1 A AMENDED
Legal Phase	1A
Legal Block	A
Legal Lot Number	9
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00A-0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	96 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5223
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Feb 21, 2007 · Amount on Record
Deed Doc Number	2018000038807
Deed Book / Page	3090 / 3302
Record Refreshed	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 20, 2018
Property Address	96 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5223
Document Number	0030903302
Book / Page	3090 / 3302
Map Reference	MB9 PG27&27-A
Instrument Date	Nov 16, 2018
Instrument	2018000038807
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CROSS CT, 7, DESTIN, FL 32541-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5223

Mortgage

Document Number	2018000038808
Date	Nov 20, 2018
Instrument	2018000038808

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$537,166 (+1.96%) Land $152,950 Building $384,216	$537,166 (+1.96%) Land $152,950 Building $384,216
2024	$3,090.00 (+3.9%)
2023	$2,974.00 (+1.29%) Homeowner's exemption	$526,820 (+0.04%) Land $152,950 Building $373,870	$526,820 (+0.04%) Land $152,950 Building $373,870
2022	$2,936.00 Homeowner's exemption	$526,613 Land $139,286 Building $387,327	$526,613 Land $139,286 Building $387,327

Flood & Wildfire

96 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 1995) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.