85 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 85 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	1,933 sqft Living Area
Lot Size	5,500 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$499,900 (2021)
Tax Bill	$4,165.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00E-0080`
Alternative APNs	`30-221-42910-00E-0080` `1069342`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,933 sqft Living Area
Gross Area	2,701 sqft Gross Area
1st Floor	1,933 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	5,500 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Porch Area	308 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	85 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5251
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK E EMERALD BAY PH 1A PB 9-7 AMENDED PB 9-27 OR 1451-125 OR 1989-389 OR 2002-54 OR 2646-364 OR 2646 -362
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PH 1A
Legal Phase	1A
Legal Block	E
Legal Lot Number	8
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1006
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00E-0080

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Dec 17, 2004 · Amount on Record
Deed Doc Number	202143277
Deed Book / Page	3213 / 3973
Prior Transfer Date	Apr 02, 2004
Prior Transfer Doc	0026460364
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 27, 2021
Property Address	85 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251
Document Number	0032133973
Book / Page	3213 / 3973
Map Reference	MB 9 PG 7-7A
Instrument Date	Aug 26, 2021
Instrument	20210043277
Transaction Type	Transfer
Record Updated	Sep 08, 2021
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,499.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 AVENIDA DE MESILLA UNIT 131, 1320, LAS CRUCES, NM 88005-4075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251

Mortgage

Document Number	32133975
Date	Aug 27, 2021
Instrument	3213/3975

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (-2.14%) Homeowner's exemption	$499,610 (+1.93%) Land $152,950 Building $346,660	$499,610 (+1.93%) Land $152,950 Building $346,660
2024	$4,256.00 (+3.68%)
2023	$4,105.00 (-9.32%) Homeowner's exemption	$490,156 (+0.33%) Land $152,950 Building $337,206	$490,156 (+0.33%) Land $152,950 Building $337,206
2022	$4,527.00	$488,568 Land $139,286 Building $349,282	$488,568 Land $139,286 Building $349,282

Flood & Wildfire

85 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 1996) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.