Walton County property record for 109 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,996 sqft Living Area |
| Lot Size | 6,531 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2023) |
| Tax Bill | $1,738.00 (2024) |
| Primary APN | 30-2S-21-42910-00D-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,588 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Lot Area | 6,531 sqft (0.149 acres) |
| Depth X Width | 11.1 ft x 6 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1069324 |
|---|---|
| Street Address | 109 INDIGO LOOP |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5251 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK D EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 896-296 *LESS:THE E 6FT OR 1064-14 OR 1972-01 OR 2639-2954 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY PH 1 A |
| Legal Phase | 1A |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 950608 |
Source: Walton County records · APN 30-2S-21-42910-00D-0010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer MEAD LAW & TITLE |
| Aug 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | Aug 03, 2021 · Amount on Record |
| Deed Doc Number | 20230013136 |
| Deed Book / Page | 3286 / 3441 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Document Number | 0032863441 |
| Book / Page | 3286 / 3441 |
| Map Reference | MB 9 PG 7&7A |
| Instrument Date | Apr 13, 2023 |
| Instrument | 20230013136 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,410.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 STAHLMAN AVE, DESTIN, FL 32541-1537 |
| Name | Verified Name |
|---|---|
| Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 03, 2021 |
| Property Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Document Number | 0032094714 |
| Book / Page | 3209 / 4714 |
| Map Reference | MB 9 PG 7&7A |
| Instrument Date | Jul 30, 2021 |
| Instrument | 20210038774 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,193.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CHARLES CROSS WAY UNIT 7304, 5, BLUFFTON, SC 29910-9399 |
| Name | Verified Name |
|---|---|
| Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Document Number | 32094715 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 3209/4715 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0031583065 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 3158/3065 |
| Instrument | 20200034564 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | May 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.55% |
| Index | 1-Year LIBOR |
| Max Rate | 8.55% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 109 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5251 |
| Document Number | 0030622424 |
| Book / Page | 003062 / 002424 |
| Instrument Date | Dec 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 109 INDIGO LOOP MIRAMAR BEACH FL 325505251, MIRAMAR BEACH, FL 32550-5251 |
| Document Number | 0030622424 |
|---|---|
| Date | Jan 05, 2018 |
| Book Page | 003062/002424 |
| Instrument | 608 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515,964 (+2.05%) Land $152,950 Building $363,014 | $515,964 (+2.05%) Land $152,950 Building $363,014 | |
| 2024 | $1,738.00 (-59.07%) | ||
| 2023 | $4,246.00 (-1.71%) Homeowner's exemption | $505,620 (+0.25%) Land $152,950 Building $352,670 | $505,620 (+0.25%) Land $152,950 Building $352,670 |
| 2022 | $4,320.00 Homeowner's exemption | $504,334 Land $139,286 Building $365,048 | $504,334 Land $139,286 Building $365,048 |
109 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USFWS Coastal Barrier Resources System · December 19, 2024 release
| Coastal Barrier Resources System | Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982 |
|---|---|
| Federal Flood Insurance | Not eligible (built 1994) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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