96 Hidden Lakes Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 96 Hidden Lakes Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,881 sqft · built 2001
Lot Size	0.183 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jun 2024)
Tax Bill	$2,405 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42320-000-0060`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42320-000-0060`
Alternative APN	`1067471`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,881 sqft Living Area
Gross Area	2,378 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.183 acres)
Lot Dimensions	10.7 ft deep x 7.5 ft wide
Garage Type	Finished
Garage Area	441 sqft

Exterior Amenities

Porch	Porch
Porch Area	56 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1067471
Street Address	96 HIDDEN LAKES DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 OLDE FLORIDA LAKES PH 1 PB 14-27 OR 2318-1802 OR 2980-2760 OR 3028-3101 OR 3035-1516 OR 3329-371
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	OLDE FLORIDA LAKES PHI
Legal Phase	1
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

96 Hidden Lakes Dr is owned and occupied by an individual who bought it in June 2024.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	96 HIDDEN LAKE WAY, SANTA ROSA BEACH, FL 32459-4494
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 22, 2017	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Mar 9, 2017	Warranty Deed, Transfer · Construction Mortgage OCEAN REEF REALTY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on File
Deed Sale	Jun 28, 2024 · Amount on File
Prior Sale	Mar 9, 2017 · Amount on File
Deed Document Number	20240022978
Deed Book / Page	3329 / 371
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	96 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8251
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8251

Mortgage

Document Number	0031902964
Date	Mar 31, 2021
Book Page	3190/2964
Instrument	20210015540

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	96 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8251
Document Number	0030451266
Book / Page	003045 / 001266
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 HIDDEN LAKES DR MIRAMAR BEACH FL 325508251, MIRAMAR BEACH, FL 32550-8251

Mortgage

Document Number	0030451266
Date	Jun 28, 2017
Book Page	003045/001266
Instrument	21172

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 9, 2017
Property Address	96 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8251
Document Number	0030351516
Book / Page	003035 / 001516
Instrument Date	Mar 7, 2017
Instrument	7279
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	AQUA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,421.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 HIDDEN LAKES DR MIRAMAR BEACH FL 325508251, MIRAMAR BEACH, FL 32550-8251

Mortgage

Document Number	30351519
Date	Mar 9, 2017
Book Page	003035/001519
Instrument	7280

Lender

Name	OCEAN REEF REALTY INC
Address	10221 US HIGHWAY 98 W # 2, MIRAMAR BEACH, FL 32550-4966

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 8, 2018

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$507,755 Land $84,000 Building $423,755	$507,755 Land $84,000 Building $423,755
2024	$2,405.00 (+3.98%)
2023	$2,313.00 (+1.4%) Homeowner's exemption	$426,715 (+9.16%) Land $43,525 Building $383,190	$426,715 (+9.16%) Land $43,525 Building $383,190
2022	$2,281.00 Homeowner's exemption	$390,900 Land $48,313 Building $342,587	$390,900 Land $48,313 Building $342,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Hidden Lakes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Hidden Lakes Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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